20 Hedge Ave, Norwich, CT 06360 Property Records

Norwich City property record for 20 Hedge Ave, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,143 sqft · built 1875
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2026)
Tax Bill	$4,091 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:103 B:3 L:21`

Property Details

APN / Parcel Number

Primary APN	`NORW M:103 B:3 L:21`
Alternative APNs	`NWCH M:103 B:3 L:21` `0077800001` `103 3 21` `77800001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area
Gross Area	2,361 sqft
1st Floor Area	730 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	77800001
Street Address	20 HEDGE AVE
City	NORWICH
State	CT
Zip	06360-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	21
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2015
Census Tract	697000

Owner

20 Hedge Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 HEDGE AVE, NORWICH, CT 06360-5920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 9, 2026	Warranty Deed, Transfer · Line of Credit MORTGAGE RESEARCH CENTER LLC
Mar 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Document Number	2026488
Deed Book / Page	3589 / 694
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	20 HEDGE AVE, NORWICH, CT 06360-5920
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003589-711
Date	Feb 9, 2026
Book Page	3589/711
Instrument	2026000490

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2036

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Feb 9, 2026
Property Address	20 HEDGE AVE, NORWICH, CT 06360-5920
Document Number	003589-694
Book / Page	3589 / 694
Instrument Date	Feb 6, 2026
Instrument	2026000488
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2026000489
Date	Feb 9, 2026
Instrument	2026000489

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	003589-711
Date	Feb 9, 2026
Book Page	3589/711
Instrument	2026000490

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2036

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 10, 2022
Property Address	20 HEDGE AVE, NORWICH, CT 06360-5920
Document Number	003326-313
Book / Page	3326 / 313
Instrument Date	Mar 9, 2022
Instrument	2022001155
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEDGE AVE, NORWICH, CT 06360-5920

Mortgage

Document Number	2022001156
Date	Mar 10, 2022
Instrument	2022001156

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Hedge Ave was $4,091, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,091.00 (-15.61%)	$119,800 (-) Land $37,300 Building $82,500	$206,945 (+146.77%)
2025	$4,848.00	$119,800 Land $37,300 Building $82,500	$83,860 Land $26,110 Building $57,750
2024	$4,848.00 (+51.69%)
2023	$3,196.00 (+0.35%)	$65,700 (-) Land $18,500 Building $47,200
2022	$3,185.00	$65,700 Land $18,500 Building $47,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Hedge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hedge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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