20 Heather Ct, Sumter, SC 29154 Property Records

Sumter County property record for 20 Heather Ct, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1992
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2024)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`207-05-05-003`

Property Details

APN / Parcel Number

Primary APN	`207-05-05-003`
Alternative APN	`29862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	2,026 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Brick/Wood
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered/Finished Porch
Patio Area	175 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29862
Street Address	20 HEATHER CT
City	SUMTER
State	SC
Zip	29154-6160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PB92-2095 0.39 AC PB92-1245
Legal Subdivision	HEATHER COURT
Legal Lot Number	3
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2030
Census Tract	1704

Owner

Source: Sumter County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 HEATHER CT, SUMTER, SC 29154-6160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
May 6, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Book / Page	1331 / 5498
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	20 HEATHER CT, SUMTER, SC 29154-6160
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012365406
Date	Sep 13, 2017
Book Page	1236/5406

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	SUMTER, SC 29150

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 6, 2021
Property Address	20 HEATHER CT, SUMTER, SC 29154-6160
Document Number	0012845527
Book / Page	1284 / 5527
Map Reference	MB 2012 PG 168
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEATHER CT, SUMTER, SC 29154-6160

Mortgage

Document Number	0012845531
Date	May 6, 2021
Instrument	1284/5531

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (+22.4%)	$8,900 (+17.11%) Land $800 Building $8,100	$222,464 (+17.17%) Land $20,000 Building $202,464
2023		$7,600 (-) Land $800 Building $6,800	$189,872 (-) Land $20,000 Building $169,872
2022	$1,402.00	$7,600 Land $800 Building $6,800	$189,872 Land $20,000 Building $169,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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