20 Hearth Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 20 Hearth Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (Sep 2012)
Tax Bill	$11,025 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-01-00070`

Property Details

APN / Parcel Number

Primary APN	`21-00084-01-00070`
Alternative APNs	`2100084000100070` `210700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,096 sqft
Upper Floors Area	936 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	210700
Street Address	20 HEARTH CT
City	HOWELL
State	NJ
Zip	07731-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC
Legal Block	84.1
Legal Lot Number	70
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HEARTH CT, HOWELL, NJ 07731-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MTG
Feb 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2012 · Amount on Record
Deed Sale	Sep 5, 2012 · Amount on Record
Deed Document Number	201294428
Deed Book / Page	8968 / 7806
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 HEARTH CT, HOWELL, NJ 07731-1612
Document Number	0000145131
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	INNOVATION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HBARTH CT HOWELL NJ 07731, HOWELL, NJ 07731

Mortgage

Document Number	0000145131
Date	Dec 4, 2020
Book Page	009462/003425
Instrument	145131

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 HEARTH CT, HOWELL, NJ 07731-1612
Document Number	0000021329
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEARTH CT HOWELL NJ 077311612, HOWELL, NJ 07731-1612

Mortgage

Document Number	0000021329
Date	Mar 8, 2019
Book Page	009338/006806
Instrument	21329

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,000 (+4.75%) Land $410,000 Building $261,000	$671,000 (+4.75%) Land $410,000 Building $261,000
2025	$11,025.00 (+6.2%)	$640,600 (+22.63%) Land $382,000 Building $258,600	$640,600 (+22.63%) Land $382,000 Building $258,600
2024	$10,381.00 (+25.19%)
2023		$522,400 Land $280,000 Building $242,400	$522,400 Land $280,000 Building $242,400
2022	$8,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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