20 Haystack Rd, Clifton Park, NY 12065 Property Records

Saratoga County and Clifton Park Town property record for 20 Haystack Rd, Clifton Park, NY 12065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,045 sqft · built 1973
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (Jan 2013)
Tax Bill	$5,518 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2025 Refinance + 2 more
APN	`412400 283.12-2-42`

Property Details

APN / Parcel Number

Primary APN	`412400 283.12-2-42`
Alternative APNs	`240028301200020420000000` `5GJ06942`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	1,291 sqft
2nd Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	189 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	387 sqft
Patio Area	21 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5GJ06942
Street Address	20 HAYSTACK RD
City	CLIFTON PARK
State	NY
Zip	12065-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	42.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CLIFTON PARK
Census Block Group	1
Census Block	1019
Census Tract	62506

Owner

Source: Saratoga County and Clifton Park Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HAYSTACK RD, CLIFTON PARK, NY 12065-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Apr 24, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Sep 16, 2020	Deed of Trust, Mortgage SUNMARK CU
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2013 · Amount on Record
Deed Sale	Jan 3, 2013 · Amount on Record
Prior Sale	Jan 3, 2013 · Amount on Record
Deed Book / Page	2013 / 290
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	20 HAYSTACK RD, CLIFTON PARK, NY 12065-6769
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009598
Date	Apr 11, 2023
Instrument	2023009598

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	20 HAYSTACK RD, CLIFTON PARK, NY 12065-6769
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011000
Date	Apr 24, 2025
Instrument	2025011000

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	20 HAYSTACK RD, CLIFTON PARK, NY 12065-6769
Document Number	0000026682
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HAYSTACK RD CLIFTON PARK NY 120656769, CLIFTON PARK, NY 12065-6769

Mortgage

Document Number	0000026682
Date	Sep 30, 2020
Instrument	26682

Lender

Name	SUNMARK CU
Address	LATHAM, NY 12110

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	20 HAYSTACK RD, CLIFTON PARK, NY 12065-6769
Document Number	0000011018
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HAYSTACK RD CLIFTON PARK NY 120656769, CLIFTON PARK, NY 12065-6769

Mortgage

Document Number	0000011018
Date	Apr 16, 2018
Instrument	11018

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Clifton Park Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Clifton Park Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,518.00	$128,400 (-) Land $35,000 Building $93,400	$356,667 (+8.33%) Land $97,222 Building $259,445
2023		$128,400 Land $35,000 Building $93,400	$329,231 Land $89,744 Building $239,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON PARK WATER AUTHORITY public/private · serves 35,000 people · EPA ID NY4500175
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	102 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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