20 Harrison Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Harrison Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1960
Lot Size	0.15 acres (6,525 sqft)
Owner	2 Individual Names on File
Last Sale	$453,000 (Sep 2020)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-G B:0009 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-G B:0009 L:0001`
Alternative APNs	`M:011=G B:0009 L:0001` `1791003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,056 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,525 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1791003
Street Address	20 HARRISON AVE
City	SAUGUS
State	MA
Zip	01906-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	GRETA E DUNHAM
Legal Block	9
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2018
Census Tract	208302

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 HARRISON AVE, SAUGUS, MA 01906-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU
Sep 23, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
May 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Deed Book / Page	38971 / 592
Last Transfer Date	Sep 17, 2021
Transfer Doc	040367-174
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 12, 2021
Property Address	20 HARRISON AVE, SAUGUS, MA 01906-1406
Document Number	40367-174
Book / Page	40367 / 174
Instrument Date	Sep 17, 2021
Instrument	20211012001390
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARRISON AVE, SAUGUS, MA 01906-1406

Mortgage

Document Number	40367-179
Date	Oct 12, 2021
Book Page	40367/179
Instrument	20211012001400

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 12, 2021
Property Address	20 HARRISON AVE, SAUGUS, MA 01906-1406
Document Number	040367-174
Book / Page	40367 / 174
Instrument Date	Sep 17, 2021
Instrument	20211012001390
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARRISON AVE, SAUGUS, MA 01906-1406

Mortgage

Document Number	20211012001400
Date	Oct 12, 2021
Instrument	20211012001400

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 HARRISON AVE, SAUGUS, MA 01906-1406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36007-80
Date	Jul 10, 2017
Book Page	36007/80
Instrument	250

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 23, 2020
Property Address	20 HARRISON AVE, SAUGUS, MA 01906-1406
Document Number	38971-592
Book / Page	38971 / 592
Instrument Date	Sep 23, 2020
Instrument	20200923005240
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	HARRISON AVE, SAUGUS, MA

Mortgage

Document Number	200923005250
Date	Sep 23, 2020
Instrument	200923005250

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 11, 2018
Property Address	20 HARRISON AVE, SAUGUS, MA 01906-1406
Document Number	36708-544
Book / Page	036708 / 000544
Instrument Date	May 9, 2018
Instrument	1805111970
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 JAFFARIAN RD HAVERHILL MA 018301407, HAVERHILL, MA 01830-1407

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,961.00 (+2.53%)	$558,100 (+2.23%) Land $320,100 Building $238,000	$588,240
2024	$5,814.00 (+11.29%)	$545,900 (+17.68%) Land $311,500 Building $234,400
2023	$5,224.00	$463,900 Land $272,600 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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