20 Harris Ln, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 20 Harris Ln, Harrison, NY 10528

Property Summary

Property Type	Duplex
Details	2 ba · 2,751 sqft · built 1985
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (May 2023)
Tax Bill	$16,402 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`552801 0011.-70`

Property Details

APN / Parcel Number

Primary APN	`552801 0011.-70`
Alternative APNs	`5528000000110000070` `000000460`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,751 sqft Total Area
1st Floor Area	1,179 sqft
2nd Floor Area	1,263 sqft
Upper Floors Area	309 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	94 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000000460
Street Address	20 HARRIS LN
City	HARRISON
State	NY
Zip	10528-4502
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-75
Legal Lot Number	70
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2006
Census Tract	8404

Owner

Source: Westchester County and Harrison Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HARRIS LN, HARRISON, NY 10528-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Deed Document Number	20233131
Record Updated	Jun 8, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 9, 2023
Property Address	20 HARRIS LN, HARRISON, NY 10528-4502
Document Number	0631023131
Map Reference	MAP 18450
Instrument Date	Apr 27, 2023
Instrument	631023131
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FLATIRON ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 HARRIS LN, HARRISON, NY 10528-4502

Mortgage

Document Number	0631253426
Date	May 9, 2023
Instrument	631253426

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,402.00	$10,200 (-) Land $1,500 Building $8,700	$879,310 (-2.59%) Land $129,310 Building $750,000
2024		$10,200 (-) Land $750 Building $9,450	$902,655 (+3.54%) Land $66,372 Building $836,283
2023		$10,200 Land $750 Building $9,450	$871,795 Land $64,103 Building $807,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	11 of 52
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20