Essex County and Cedar Grove Township property record for 20 Harper Ter, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,461 sqft · built 1925 |
| Lot Size | 0.133 acres (5,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Dec 1998) |
| Tax Bill | $12,465 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00026-0000-00003 |
| Primary APN | 04-00026-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,461 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 5,780 sqft (0.133 acres) |
| Lot Dimensions | 118 ft deep x 49 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040002600003 |
|---|---|
| Street Address | 20 HARPER TER |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 49X118 |
| Legal Block | 26 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21400 |
20 Harper Ter is owned and occupied by an individual who bought it in December 1998.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 HARPER TER, CEDAR GROVE, NJ 07009-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 1998 · Amount on File |
| Deed Sale | Dec 12, 1998 · Amount on File |
| Prior Sale | Jun 9, 1994 · Amount on File |
| Deed Book / Page | 5577 / 296 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20 Harper Ter was $12,465, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,700 (+61.82%) Land $358,300 Building $392,400 | $750,700 (+61.82%) Land $358,300 Building $392,400 | |
| 2025 | $12,465.00 (+2.8%) | $463,900 Land $235,400 Building $228,500 | $463,900 Land $235,400 Building $228,500 |
| 2024 | $12,126.00 | ||
| 2023 | $463,900 Land $235,400 Building $228,500 | $463,900 Land $235,400 Building $228,500 | |
| 2022 | $11,894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Harper Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Harper Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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