20 Harper Rd, Watertown, CT 06795 Property Records

Watertown Town property record for 20 Harper Rd, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,391 sqft · built 1968
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2023 Transfer
APN	`WATE M:111A B:83 L:95`

Property Details

APN / Parcel Number

Primary APN	`WATE M:111A B:83 L:95`
Alternative APNs	`WTWN M:111A B:83 L:95` `2193`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,391 sqft Living Area
Gross Area	3,397 sqft
1st Floor Area	1,391 sqft
Basement Area	1,012 sqft
Unfinished Basement	132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2193
Street Address	20 HARPER RD
City	WATERTOWN
State	CT
Zip	06795-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	83
Legal Lot Number	95
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3001
Census Tract	360400

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 HARPER RD, WATERTOWN, CT 06795-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Mar 2, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 27, 2023
Transfer Doc	002279-208
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	20 HARPER RD, WATERTOWN, CT 06795-2913
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002289-201
Date	Jun 13, 2023
Book Page	2289/201
Instrument	134324

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN CT
Recording Date	Mar 2, 2023
Property Address	20 HARPER RD, WATERTOWN, CT 06795-2913
Document Number	002279-208
Book / Page	2279 / 208
Instrument Date	Feb 27, 2023
Instrument	133274
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,363.00	$211,820 (+35.52%) Land $49,700 Building $162,120	$148,274 Land $34,790 Building $113,484
2024	$6,363.00 (+10.45%)
2023	$5,761.00 (+5.49%)	$156,300 (-) Land $48,700 Building $107,600
2022	$5,461.00	$156,300 Land $48,700 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Harper Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures