20 Harold St, Bristol, CT 06010 Property Records

Bristol City property record for 20 Harold St, Bristol, CT 06010

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,034 sqft · built 1927
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Dec 2022)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Oct 2024 Refinance Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:13-0033669`

Property Details

APN / Parcel Number

Primary APN	`M:13-0033669`
Alternative APNs	`BRIS M:13 B:281` `33669`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,034 sqft Living Area
Gross Area	3,526 sqft
1st Floor Area	1,025 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	33669
Street Address	20 HAROLD ST
City	BRISTOL
State	CT
Zip	06010-5923
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-15
Legal Block	281
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3003
Census Tract	405600

Owner

20 Harold St, a duplex, is owned and occupied by two individuals who bought it in December 2022.

Source: Bristol City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 HAROLD ST, BRISTOL, CT 06010-5923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ACRA LENDING
Dec 22, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Book / Page	2245 / 497
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	20 HAROLD ST, BRISTOL, CT 06010-5923
Transaction Type	Mortgage
Record Updated	Oct 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002297-49
Date	Oct 8, 2024
Book Page	2297/49

Lender

Name	ACRA LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Dec 22, 2022
Property Address	20 HAROLD ST, BRISTOL, CT 06010-5923
Document Number	002245-497
Book / Page	2245 / 497
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002245500
Date	Dec 22, 2022
Instrument	2245/500

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Apr 21, 2022
Property Address	20 HAROLD ST, BRISTOL, CT 06010-5923
Document Number	02221-1130
Book / Page	2221 / 1130
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20 Harold St was $4,968.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,968.00	$147,210 Land $27,860 Building $119,350	$103,047 Land $19,502 Building $83,545
2024	$4,968.00 (+11.19%)
2023	$4,468.00 (+20.17%)	$147,210 (+51.84%) Land $27,860 Building $119,350
2022	$3,718.00	$96,950 Land $15,820 Building $81,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Harold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Harold St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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