20 Harold Ave, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 20 Harold Ave, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,911 sqft · built 2002
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$641,300 (Jul 2019)
Tax Bill	$11,562 (2025)
Deeds & Mortgages	May 2022 Refinance Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:30 L:44`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:30 L:44`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,911 sqft Living Area
Gross Area	7,508 sqft
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 HAROLD AVE
City	BIDDEFORD
State	ME
Zip	04005-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	44
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	4
Census Block	4007
Census Tract	25206

Owner

Source: York County and Biddeford City records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HAROLD AVE, BIDDEFORD, ME 04005-4048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Apr 22, 2020	Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK
Jul 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
May 24, 2018	Quit Claim Deed, Transfer LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	20192019029869
Deed Book / Page	18005 / 853
Transfer Doc	0177190112
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	20 HAROLD AVE, BIDDEFORD, ME 04005-4048
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190270053
Date	May 17, 2022
Book Page	19027/53
Instrument	2022021251

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	20 HAROLD AVE, BIDDEFORD, ME 04005-4048
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182250279
Date	Apr 22, 2020
Book Page	18225/279
Instrument	2020017159

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 29, 2019
Property Address	20 HAROLD AVE, BIDDEFORD, ME 04005-4048
Document Number	0180050853
Book / Page	18005 / 853
Instrument Date	Jul 26, 2019
Instrument	2019029869
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 AUTUMN LN, BIDDEFORD, ME 04005-9429

Mortgage

Document Number	2019029870
Date	Jul 29, 2019
Instrument	2019029870

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 24, 2018
Property Address	20 HAROLD AVE, BIDDEFORD, ME 04005-4048
Document Number	0177190112
Book / Page	017719 / 000112
Instrument Date	May 18, 2018
Instrument	18796
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HAROLD AVE BIDDEFORD ME 040054048, BIDDEFORD, ME 04005-4048

Mortgage

Document Number	177190115
Date	May 24, 2018
Book Page	017719/000115
Instrument	18797

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,562.00 (+4.7%)	$773,900 (-0.35%) Land $184,900 Building $589,000
2024	$11,043.00 (+8.82%)	$776,600 (+0.4%) Land $184,900 Building $591,700
2023	$10,148.00 (-7.32%)	$773,500 (+15.93%) Land $181,800 Building $591,700	$885,590
2022	$10,949.00	$667,200 Land $104,500 Building $562,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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