Somerset County and Warren Township property record for 20 Harmony Rd, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 2,689 sqft · built 1930 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Sep 2018) |
| Tax Bill | $10,799 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00071-0000-00053 |
| Primary APN | 20-00071-0000-00053 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,689 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 168,142 sqft |
| Account Number | 00022340 |
|---|---|
| Street Address | 20 HARMONY RD |
| City | WARREN |
| State | NJ |
| Zip | 07059-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R65 |
| Legal Subdivision | HARMONIA COOPERATIVE COLONY AS |
| Legal Block | 71 |
| Legal Lot Number | 53 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 52203 |
Source: Somerset County and Warren Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 HARMONY RD, WARREN, NJ 07059-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 11, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 7, 2018 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 201834149 |
| Deed Book / Page | 7069 / 2739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 20 HARMONY RD, WARREN, NJ 07059-5623 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000050699 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 7374/2860 |
| Instrument | 2021050699 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 20 HARMONY RD, WARREN, NJ 07059-5623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020124 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 7123/2078 |
| Instrument | 2019020124 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 7, 2018 |
| Property Address | 20 HARMONY RD, WARREN, NJ 07059-5623 |
| Document Number | 0000034149 |
| Book / Page | 7069 / 2739 |
| Map Reference | MAP87-C |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018034149 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,882.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 HARMONY RD, 8, TOMS RIVER, NJ 08757-6347 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 20 HARMONY RD, WARREN, NJ 07059-5623 |
| Document Number | 0000034150 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018034150 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,125,000 (+82.51%) Land $415,700 Building $709,300 | $1,125,000 (+82.51%) Land $415,700 Building $709,300 | |
| 2025 | $10,799.00 (+2.51%) Veteran's exemption | $616,400 (+10.13%) Land $395,800 Building $220,600 | $616,400 (+10.13%) Land $395,800 Building $220,600 |
| 2024 | $10,535.00 (-12.32%) | ||
| 2023 | $559,700 Land $339,100 Building $220,600 | $559,700 Land $339,100 Building $220,600 | |
| 2022 | $12,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1982–2021) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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