20 Harmony Rd, Brewster, NY 10509 Property Records

Putnam County and Southeast Town property record for 20 Harmony Rd, Brewster, NY 10509

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,112 sqft · built 1955
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2014)
Tax Bill	$10,053 (2024)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`373089 56.19-1-30`

Property Details

APN / Parcel Number

Primary APN	`373089 56.19-1-30`
Alternative APN	`308905601900010300000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	20 HARMONY RD
City	BREWSTER
State	NY
Zip	10509-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	1
Legal Lot Number	30.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	2
Census Block	2006
Census Tract	11900

Owner

20 Harmony Rd is owned and occupied by an individual who bought it in January 2014.

Source: Putnam County and Southeast Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HARMONY RD, BREWSTER, NY 10509-3019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2014 · Amount on File
Deed Sale	Jan 17, 2014 · Amount on File
Prior Sale	Aug 2, 2000 · Amount on File
Deed Document Number	20141500094
Deed Book / Page	1942 / 17
Prior Transfer Date	Aug 5, 2009
Prior Transfer Doc	0018370197
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	20 HARMONY RD, BREWSTER, NY 10509-3019
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARMONY RD, BREWSTER, NY 10509-3019

Mortgage

Document Number	0076280325
Date	Apr 13, 2022
Book Page	7628/325
Instrument	3741-2022

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,400 (+7.01%) Land $49,000 Building $311,400	$360,400 (+7.01%) Land $49,000 Building $311,400
2024	$10,053.00	$336,800 (+9.99%) Land $49,000 Building $287,800	$336,800 (+9.99%) Land $49,000 Building $287,800
2023		$306,200 (+9.99%) Land $49,000 Building $257,200	$306,200 (+9.99%) Land $49,000 Building $257,200
2022		$278,400 Land $49,000 Building $229,400	$278,400 Land $49,000 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Harmony Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Harmony Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST WATER DISTRICT serves 400 people · EPA ID NY3905705
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20