20 Harmony Ln, Romeoville, IL 60446 Property Records

Will County property record for 20 Harmony Ln, Romeoville, IL 60446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 2003
Lot Size	0.06 acres (2,669 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Sep 2017)
Tax Bill	$7,355 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-07-209-091`

Property Details

APN / Parcel Number

Primary APN	`11-04-07-209-091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,187 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,669 sqft (0.06 acres)
Garage Type	Attached
Garage Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	20 HARMONY LN
City	ROMEOVILLE
State	IL
Zip	60446-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THT PRT OF LOT 13 IN HOMETOWN HIGHPOINT CARRIAGE HOMES FIRST RESUB, BEING A RESUB OF LOTS 1 THRU 18, INCLUSIVE, AND LOTS A TH
Legal Subdivision	HOMETOWN HIGHOINT CARRIAGE HOMES FIRST
Legal Lot Number	13
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1001
Census Tract	880510

Owner

20 Harmony Ln is owned and occupied by an individual who bought it in September 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HARMONY LN, ROMEOVILLE, IL 60446-4269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 20, 2017	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Jun 6, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	201773683
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20 HARMONY LN, ROMEOVILLE, IL 60446-4269
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARMONY LN, ROMEOVILLE, IL 60446-4269

Mortgage

Document Number	0000090883
Date	Aug 17, 2021
Instrument	R2021090883

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Aug 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 20, 2017
Property Address	20 HARMONY LN, ROMEOVILLE, IL 60446-4269
Document Number	0000073683
Map Reference	DOC R2002148885
Instrument Date	Jul 19, 2017
Instrument	R2017073683
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ADVISORS TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARMONY LN, ROMEOVILLE, IL 60446-4269
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073684
Date	Sep 20, 2017
Instrument	R2017073684

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Jun 6, 2017
Property Address	20 HARMONY LN, ROMEOVILLE, IL 60446-4269
Document Number	0000043453
Instrument Date	Mar 17, 2017
Instrument	43453
Transaction Type	Foreclosure
Record Updated	Jul 3, 2017

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 SOUTHWIND DR NEW LENOX IL 604519231, NEW LENOX, IL 60451-9231

Tax Assessment & Valuation

The 2025 property tax bill for 20 Harmony Ln was $7,355.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Romeoville Village
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,355.00	$82,039 (+7.2%) Land $22,020 Building $60,019	$246,117 (+7.2%) Land $66,060 Building $180,057
2024		$76,529 Land $20,541 Building $55,988	$229,587 Land $61,623 Building $167,964
2022	$6,000.00 Homeowner's exemption	$60,991 Land $16,371 Building $44,620	$182,973 Land $49,113 Building $133,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Harmony Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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