Orange County and Montgomery Town property record for 20 Harmony Ln, Montgomery, NY 12549
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,156 sqft · built 1986 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,765 (Feb 1998) |
| Tax Bill | $7,346 (2024) |
| Deeds & Mortgages | Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 334289 31-1-7.21 |
| Primary APN | 334289 31-1-7.21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,276 sqft |
| 1st Floor Area | 1,156 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| View / Lot | Rural |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 680 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 31-1-7.21 |
|---|---|
| Street Address | 20 HARMONY LN |
| City | MONTGOMERY |
| State | NY |
| Zip | 12549-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | LT 1 WILSON SUB MAP 8875 |
| Legal Subdivision | WILSON |
| Legal Block | 1 |
| Legal Lot Number | 7.210 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10602 |
Source: Orange County and Montgomery Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 HARMONY LN, MONTGOMERY, NY 12549-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 1998 · Amount on Record |
| Deed Sale | Feb 4, 1998 · Amount on Record |
| Deed Book / Page | 4711 / 39 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 20 HARMONY LN, MONTGOMERY, NY 12549-2711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051118 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 15269/1662 |
| Instrument | 20220051118 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Montgomery Town |
| Unified School District | Valley Central School District (Montgomery) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,500 (-) Land $43,400 Building $99,100 | $385,100 (+13.5%) | |
| 2024 | $7,346.00 | ||
| 2023 | $142,500 (-) Land $43,400 Building $99,100 | $339,300 (+16.68%) Land $103,338 Building $235,962 | |
| 2022 | $142,500 Land $43,400 Building $99,100 | $290,800 Land $88,566 Building $202,234 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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