20 Harmon St, Long Beach, NY 11561 Property Records

Nassau County and Long Beach City property record for 20 Harmon St, Long Beach, NY 11561

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,190 sqft · built 1986
Lot Size	0.052 acres (2,280 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Nov 2002)
Tax Bill	$9,949 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`59-228-00-0017`

Property Details

APN / Parcel Number

Primary APN	`59-228-00-0017`
Alternative APNs	`1000-59-228-00-0017-0` `59228000017000000000` `281000 59.-228-17` `59228 00170`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,014 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	2,280 sqft (0.052 acres)
Lot Dimensions	57 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	70 sqft
Deck Area	64 sqft
Patio Area	264 sqft
Balcony Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59228 00170
Street Address	20 HARMON ST
City	LONG BEACH
State	NY
Zip	11561-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #5 SCH DIST 028
Legal Subdivision	CANALS/LIDO MAP 2
Legal Block	228
Legal Lot Number	17
Jurisdiction	NASSAU NY
Township / Civil Division	LONG BEACH
Census Block Group	1
Census Block	1004
Census Tract	416801

Owner

20 Harmon St is owned and occupied by an individual who bought it in November 2002.

Source: Nassau County and Long Beach City records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HARMON ST, LONG BEACH, NY 11561-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2002 · Amount on File
Deed Sale	Nov 26, 2002 · Amount on File
Deed Book / Page	11556 / 946
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	20 HARMON ST, LONG BEACH, NY 11561-2708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0443680383
Date	Jul 14, 2020
Book Page	44368/383
Instrument	2020-061450

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Harmon St was $9,949.

Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
Municipality	Long Beach City
Unified School District	Long Beach City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691 Land $191 Building $500	$691,000
2025	$9,949.00
2023	$10,490.00 Additional exemption filed	$691 Land $191 Building $500	$691,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Harmon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 329 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	808 (1978–2023)
Claims Outside the SFHA	34 of 808
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 382 claims Hurricane Irene, Aug 2011 · 116 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 125 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Harmon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BEACH CITY serves 35,000 people · EPA ID NY2902834
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20