Luzerne County property record for 20 Harding Ave, Harding, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 1966 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (May 2023) |
| Tax Bill | $3,447 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 17-B10S1-006-018 |
| Primary APN | 17-B10S1-006-018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,382 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Old Parcel Number | 17-B10S1-006-018 |
|---|---|
| Street Address | 20 HARDING AVE |
| City | HARDING |
| State | PA |
| Zip | 18643-7146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-353-D24-2-D11-2 HARDING AVE |
| Legal Subdivision | RIVERSIDE BEACH |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 211102 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 HARDING AVE, HARDING, PA 18643-7146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 25, 2023 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Jan 23, 2004 |
| Deed Document Number | 202327572 |
| Deed Book / Page | 3023 / 91084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 20 HARDING AVE, HARDING, PA 18643-7146 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012307 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 3024/40936 |
| Instrument | 202412307 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 20 HARDING AVE, HARDING, PA 18643-7146 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 20 HARDING AVE, HARDING, PA 18643-7146 |
| Document Number | 0000012303 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 3024/40922 |
| Instrument | 202412303 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | May 25, 2023 |
| Property Address | 20 HARDING AVE, HARDING, PA 18643-7146 |
| Document Number | 0000027572 |
| Book / Page | 3023 / 91084 |
| Instrument Date | May 25, 2023 |
| Instrument | 202327572 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | RED MAPLE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 HARDING AVE, HARDING, PA 18643-7146 |
| Document Number | 0000027573 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 202327573 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Exeter Township |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,447.00 (+0.03%) | $114,700 (-) Land $15,900 Building $98,800 | |
| 2025 | $3,446.00 (+8.33%) | ||
| 2024 | $114,700 Land $15,900 Building $98,800 | ||
| 2023 | $3,181.00 | ||
| 2009 | $114,700 Land $15,900 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Oct 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 81% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA HEX ACRES private · serves 386 people · EPA ID PA2400053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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