Camden County and Clementon Borough property record for 20 Harding Ave, Clementon, NJ 08021
| Property Type | Single Family Home |
|---|---|
| Details | 1,068 sqft · built 1960 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,500 (Jul 2024) |
| Tax Bill | $6,328 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00069-0000-00002 |
| Primary APN | 11-00069-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 100 ft deep x 175 ft wide |
| Street Address | 20 HARDING AVE |
|---|---|
| City | CLEMENTON |
| State | NJ |
| Zip | 08021-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 1 |
| Legal Subdivision | BOROUGH/MOUNT EPHRAIM |
| Legal Block | 69 |
| Legal Lot Number | 2 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | CLEMENTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 608600 |
Source: Camden County and Clementon Borough records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 HARDING AVE, CLEMENTON, NJ 08021-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 13, 2018 | Deed, Transfer · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Sep 13, 2018 · Amount on Record |
| Deed Document Number | 202441854 |
| Deed Book / Page | 12613 / 409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 20 HARDING AVE, CLEMENTON, NJ 08021-4335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 20 HARDING AVE, CLEMENTON, NJ 08021-4335 |
| Document Number | 0000074994 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 12972/1109 |
| Instrument | 2025074994 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 13, 2018 |
| Property Address | 20 HARDING AVE, CLEMENTON, NJ 08021-4335 |
| Document Number | 0000065139 |
| Book / Page | 10965 / 0703 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 2018065139 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | SURETY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $734.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 E K ST, 212, BRUNSWICK, MD 21716-1537 |
| Name | Verified Name |
|---|---|
| Address | 20 HARDING AVE, CLEMENTON, NJ 08021-4335 |
| Document Number | 0000065140 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018065140 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Camden County and Clementon Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Clementon Borough |
| Unified School District | Clementon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,500 (-) Land $41,400 Building $91,100 | $132,500 (-) Land $41,400 Building $91,100 | |
| 2025 | $6,328.00 (+5.85%) | $132,500 (-) Land $41,400 Building $91,100 | $132,500 (-) Land $41,400 Building $91,100 |
| 2024 | $5,978.00 (+3.53%) | ||
| 2023 | $132,500 Land $41,400 Building $91,100 | $132,500 Land $41,400 Building $91,100 | |
| 2022 | $5,774.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEMENTON WATER DEPARTMENT serves 5,000 people · EPA ID NJ0411001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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