20 Hardie Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 20 Hardie Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,922 sqft · built 1961
Lot Size	0.303 acres (13,200 sqft)
Owner	Trust Name on File
Last Sale	$2,370,000 (Sep 2021)
Tax Bill	$29,661 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-303-005-3`

Property Details

APN / Parcel Number

Primary APN	`255-303-005-3`
Alternative APN	`255-303-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,922 sqft Living Area
Gross Area	3,319 sqft
1st Floor Area	2,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 HARDIE DR
City	MORAGA
State	CA
Zip	94556-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2710 LOT 205
Legal Subdivision	RANCHO COLORADOS
Legal Tract	2710
Legal Lot Number	205
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	352201

Owner

20 Hardie Dr is held in a trust since September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	20 HARDIE DR, MORAGA, CA 94556-1134
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Document Number	2021250685
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0000140540
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 8, 2021
Property Address	20 HARDIE DR, MORAGA, CA 94556-1134
Document Number	0000250685
Map Reference	MB 79 PG 16
Instrument Date	Aug 31, 2021
Instrument	2021-250685
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20 HARDIE DR, MORAGA, CA 94556-1134

Mortgage

Document Number	0000250686
Date	Sep 8, 2021
Instrument	2021-250686

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 HARDIE DR, MORAGA, CA 94556-1134
Document Number	0000020241
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 HARDIE DR MORAGA CA 945561134, MORAGA, CA 94556-1134

Mortgage

Document Number	0000020241
Date	Feb 14, 2019
Instrument	20241

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 31, 2018
Property Address	20 HARDIE DR, MORAGA, CA 94556-1134
Document Number	0000140540
Instrument Date	Aug 23, 2018
Instrument	140540
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 HARDIE DR MORAGA CA 945561134, MORAGA, CA 94556-1134

Tax Assessment & Valuation

The 2025 property tax bill for 20 Hardie Dr was $29,661.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,565,363 (+2%) Land $1,482,931 Building $1,082,432
2025	$29,661.00	$2,515,062 Land $1,453,854 Building $1,061,208
2023	$28,006.00 (+1.64%)	$2,417,400 Land $1,397,400 Building $1,020,000
2022	$27,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Hardie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hardie Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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