20 Hardeman Ln, Covington, GA 30016 Property Records

Newton County property record for 20 Hardeman Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1998
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,900 (May 1999)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00080-00000-432-000`

Property Details

APN / Parcel Number

Primary APN	`00080-00000-432-000`
Alternative APNs	`0008 432` `2181`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	1,440 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2181
Street Address	20 HARDEMAN LN
City	COVINGTON
State	GA
Zip	30016-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 41 BETHANY RIDGE
Legal Subdivision	BETHANY RIDGE
Legal Lot Number	41
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3012
Census Tract	100905

Owner

Source: Newton County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT
Dec 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOAN DEPOT COM
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Jun 10, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 1999 · Amount on Record
Deed Sale	May 3, 1999 · Amount on Record
Deed Book / Page	822 / 316
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 25, 2026
Property Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048
Document Number	4844000160
Book / Page	4844 / 160
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048
Investor	Possibly a Property Investor

Mortgage

Document Number	4844000160,
Date	Jun 25, 2026
Book Page	4844/160

Lender

Name	LOANDEPOT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048

Mortgage

Document Number	0046800000000297
Date	Dec 4, 2024
Book Page	0000004680/0000000297

Lender

Name	LOAN DEPOT COM

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048

Mortgage

Document Number	0042080000000705
Date	Jun 9, 2021
Book Page	0000004208/0000000705
Instrument	010801

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 HARDEMAN LN, COVINGTON, GA 30016-8048
Document Number	0035780571
Book / Page	003578 / 000571
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 HARDEMAN LN COVINGTON GA 300168048, COVINGTON, GA 30016-8048

Mortgage

Document Number	0035780571
Date	Jun 27, 2017
Book Page	003578/000571
Instrument	6958

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (-31.07%) Homeowner's exemption Senior Citizen's exemption	$98,040 (+13.31%) Land $18,000 Building $80,040	$245,100 (+13.31%) Land $45,000 Building $200,100
2023		$86,520 Land $6,400 Building $80,120	$216,300 Land $16,000 Building $200,300
2022	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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