20 Harby Ave, Sumter, SC 29150 Property Records

Sumter County property record for 20 Harby Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 1900
Lot Size	0.423 acres (18,460 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2020)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Oct 2023 Sale Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-11-02-036`

Property Details

APN / Parcel Number

Primary APN	`228-11-02-036`
Alternative APN	`41146`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,460 sqft (0.423 acres)
Lot Dimensions	284 ft deep x 65 ft wide

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	41146
Old Parcel Number	228 11 02 036
Street Address	20 HARBY AVE
City	SUMTER
State	SC
Zip	29150-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PB88-446 PB2006-597 63.95 FT 0.42AC PB86-1614
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1011
Census Tract	2000

Owner

20 Harby Ave is owned and occupied by an individual who acquired it in October 2023.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 HARBY AVE, SUMTER, SC 29150-4924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 14, 2020	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jul 14, 2020 · Amount on File
Deed Document Number	0012705768
Deed Book / Page	1270 / 5768
Last Transfer Date	Oct 11, 2023
Transfer Doc	0013194534
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 11, 2023
Property Address	20 HARBY AVE, SUMTER, SC 29150-4924
Document Number	0013194534
Book / Page	1319 / 4534
Map Reference	MB 2023 PG 291
Instrument Date	Oct 11, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Tax	$644.80
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 RIDGE LAKE DR, MANNING, SC 29102-4478

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	20 HARBY AVE, SUMTER, SC 29150-4924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012293159
Date	Jan 25, 2017
Book Page	1229/3159
Instrument	122903159

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 14, 2020
Property Address	20 HARBY AVE, SUMTER, SC 29150-4924
Document Number	0012705768
Book / Page	1270 / 5768
Map Reference	MB PB88 PG 446
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HARBY AVE, SUMTER, SC 29150-4924

Mortgage

Document Number	0012705772
Date	Jul 14, 2020
Book Page	1270/5772

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Harby Ave was $1,480.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00	$9,630 Land $940 Building $8,690	$240,844 Land $23,580 Building $217,264
2023		$4,400 (-) Land $940 Building $3,460	$110,015 (-) Land $23,595 Building $86,420
2022	$835.00	$4,400 Land $940 Building $3,460	$110,015 Land $23,595 Building $86,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Harby Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Harby Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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