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20 Harbor St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 20 Harbor St, Salem, MA 01970

Property Summary

Property TypeCondominium
Details20 bd · 20 ba · 22,879 sqft · built 1950
Lot Size2.6 acres (113,369 sqft)
OwnerCompany Name on Record
Last Sale$1,125,000 (Jun 2020)
Tax Bill$50,346 (2026)
Deeds & MortgagesJul 2022 Refinance
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSALE M:34 L:0307 S:803

Property Details

APN / Parcel Number

Primary APNSALE M:34 L:0307 S:803

Interior

Bedrooms20 Beds
Full Baths20 Baths
Total Rooms84 Rooms
Units24 Units
Stories2 Stories
Building Area22,879 sqft Living Area
Gross Area24,348 sqft
Basement Area7,540 sqft
Finished Basement7,540 sqft
Unfinished Basement7,540 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2021
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialOther
Lot Area113,369 sqft (2.6 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address20 HARBOR ST
CitySALEM
StateMA
Zip01970-6371
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Lot Number307
JurisdictionSALEM MA
Township / Civil DivisionSALEM
Census Block Group3
Census Block3011
Census Tract204300

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address67 CONGRESS ST, SALEM, MA 01970-5509
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PM 2006 MASSACHUSETTS HISTORIC TAX CREDI
Jun 24, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NORTH SHORE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Deed Document Number20204450
Deed Book / Page38645 / 497
Prior Transfer DateJun 22, 2020
Prior Transfer Doc38645-497
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address20 HARBOR ST, SALEM, MA 01970-6371
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041062-601
DateJul 13, 2022
Book Page41062/601
Instrument20220713002710
Lender
NamePM 2006 MASSACHUSETTS HISTORIC TAX CREDI
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSALEM MA
Recording DateJun 24, 2020
Property Address20 HARBOR ST, SALEM, MA 01970-6371
Document Number038645-497
Book / Page38645 / 497
Instrument DateJun 22, 2020
Instrument20200624004450
Transaction TypeTransfer
Record UpdatedApr 4, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address67 CONGRESS ST, SALEM, MA 01970-5509

Mortgage

Document Number200624004460
DateJun 24, 2020
Instrument200624004460
Lender
NameNORTH SHORE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalitySalem City
Unified School DistrictSalem School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,346.00 (-1.2%)$4,670,300 (+3.93%) Building $4,670,300$936,702 (-80.99%)
2025$50,957.00 (+11.16%)$4,493,600 (+13.9%) Building $4,493,600$4,927,175
2024$45,843.00 (-7.1%)$3,945,200 (+0.01%) Building $3,945,200
2023$49,348.00$3,944,700 Building $3,944,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALEM WATER DEPARTMENT
serves 44,480 people · EPA ID MA3258000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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