20 Harbor River Rd, Orient, NY 11957 Property Records

Suffolk County and Southold Town property record for 20 Harbor River Rd, Orient, NY 11957

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,787 sqft)
Owner	Company Name on File
Last Sale	$6,000,000 (Aug 2022)
Tax Bill	$8,944 (2024)
Deeds & Mortgages	Aug 2022 Sale Feb 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`473889 24.-1-11`

Property Details

APN / Parcel Number

Primary APN	`473889 24.-1-11`
Alternative APNs	`1000-024.00-01.00-011.000` `388902400000010110000000` `4738003062` `01`

Exterior

Lot Area	48,787 sqft
View / Lot	Waterfront

Location & Zoning

Account Number	01
Street Address	20 HARBOR RIVER RD
City	ORIENT
State	NY
Zip	11957-1297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 12429 PAGE 53 BILL 002881
Legal Block	1
Legal Lot Number	11
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	3
Census Block	3008
Census Tract	170206

Owner

Source: Suffolk County and Southold Town records · APN 473889 24.-1-11

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11150 W OLYMPIC BLVD, 1000, LOS ANGELES, CA 90064-1827
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed, Transfer FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 27, 2020	Loan Modification, Consolidation and Extension, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Jan 05, 2006 · Amount on Record
Deed Book / Page	13172 / 82
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 31, 2022
Property Address	20 HARBOR RIVER RD, ORIENT, NY 11957-1297
Document Number	0131720082
Book / Page	13172 / 82
Instrument Date	Aug 07, 2022
Transaction Type	Transfer
Record Updated	Dec 05, 2023
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11150 W OLYMPIC BLVD STE 1000, 1000, LOS ANGELES, CA 90064-1827

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 HARBOR RIVER RD, ORIENT, NY 11957-1297
Document Number	0231390669
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 FAIR OAKS PARK NEEDHAM MA 024923016, NEEDHAM, MA 02492-3016

Mortgage

Document Number	0231390669
Date	Jun 01, 2020
Book Page	023139/000669

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

February 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	20 HARBOR RIVER RD, ORIENT, NY 11957-1297
Document Number	0231390670
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 FAIR OAKS PARK NEEDHAM MA 024923016, NEEDHAM, MA 02492-3016

Mortgage

Document Number	0231390670
Date	Jun 01, 2020
Book Page	023139/000670

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Suffolk County and Southold Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Oysterponds Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,200 (-) Land $4,900 Building $5,300	$1,854,545 (+10,264.06%) Land $890,909 Building $963,636
2024	$8,944.00 (+0.77%)
2023		$10,200 (-) Land $4,900 Building $5,300	$17,894 (+22.81%) Land $8,596 Building $9,298
2022	$8,876.00	$10,200 Land $4,900 Building $5,300	$14,571 Land $7,000 Building $7,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Nearby Flood Policies	131 in force
Nearby Flood Claims	4 (2012–2021)
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	NY-23P “Truman Beach”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Orient Historic District listed 1976 · 121 contributing resources · NRIS 76001283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

Based on FCC filings for 11 locations within half a mile of this property.

Nearby Properties on Harbor River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures