Suffolk County and Smithtown Town property record for 20 Harbor Rd, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 16 bd · 6 ba · 14,804 sqft · built 1895 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $999,000 (Feb 2021) |
| Tax Bill | $34,271 (2024) |
| Deeds & Mortgages | Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473401 6.-1-8.4 |
| Primary APN | 473401 6.-1-8.4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 16 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 14,804 sqft Living Area |
| Gross Area | 15,972 sqft |
| 1st Floor Area | 5,948 sqft |
| 2nd Floor Area | 6,063 sqft |
| Upper Floors Area | 2,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Mansion |
| Exterior Material | Wood |
| Lot Area | 163,350 sqft |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Shed Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20 HARBOR RD |
|---|---|
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-43455 TC-73 HARBOR RD STARKE DEVSTARKE DEV CORPSTARKE DEV |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 135004 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 170 E 78TH ST, 5A, NEW YORK, NY 10075-0481 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Apr 7, 2000 · Amount on Record |
| Deed Book / Page | 13092 / 398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 24, 2021 |
| Property Address | 20 HARBOR RD, SAINT JAMES, NY 11780-1307 |
| Document Number | 0130920398 |
| Book / Page | 13092 / 398 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 E 78TH ST APT 5A, 5A, NEW YORK, NY 10075-0481 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Head Of The Harbor Village |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,975 (+2.57%) Land $2,090 Building $13,885 | $1,996,875 (+11,054.48%) Land $261,250 Building $1,735,625 | |
| 2024 | $34,271.00 | ||
| 2023 | $15,575 Land $2,090 Building $13,485 | $17,902 Land $2,402 Building $15,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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