20 Hampton Cir, Niceville, FL 32578 Property Records

Okaloosa County property record for 20 Hampton Cir, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,614 sqft · built 1987
Lot Size0.454 acres (19,806 sqft)
OwnerIndividual Name on Record
Last Sale$444,900 (Aug 2020)
Tax Bill$6,688 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-7677-5

Property Details

APN / Parcel Number

Primary APNC56-000-596-7677-5
Alternative APN
  • 26-1S-22-2132-0014-0070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,614 sqft Heated Area
Gross Area3,802 sqft
1st Floor Area1,604 sqft
Upper Floors Area1,010 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialWood
Lot Area19,806 sqft (0.454 acres)
Garage TypeFinished
Garage Area576 sqft
PorchOpen Porch
Porch Area194 sqft
Patio Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address20 HAMPTON CIR
CityNICEVILLE
StateFL
Zip32578-3937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST #2 LOT 7 BLK 14
Legal Range22
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE ESTATES UNIT 2
Legal Block14
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1004
Census Tract21001

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 HAMPTON CIR, NICEVILLE, FL 32578-3937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
EGLIN FCU
Aug 21, 2020Warranty Deed, Transfer · VA Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleSep 21, 2004 · Amount on Record
Deed Document Number0034853701
Deed Book / Page3485 / 3701
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address20 HAMPTON CIR, NICEVILLE, FL 32578-3937
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HAMPTON CIR, NICEVILLE, FL 32578-3937

Mortgage

Document Number0003778199
DateOct 16, 2025
Instrument3778199
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 15, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 21, 2020
Property Address20 HAMPTON CIR, NICEVILLE, FL 32578-3937
Document Number0034853701
Book / Page3485 / 3701
Map ReferenceMB 8 PG 23&24
Instrument DateAug 21, 2020
Instrument3384406
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyEMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,114.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 HAMPTON CIR, 20, NICEVILLE, FL 32578-3937

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HAMPTON CIR, NICEVILLE, FL 32578-3937

Mortgage

Document Number0034853703
DateAug 21, 2020
Instrument3485/3703
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,688.00 (+4.86%)$567,490 (+0.92%) Land $151,711 Building $415,779$567,490 (+0.92%) Land $151,711 Building $415,779
2023$6,378.00 (+8.01%)$562,293 (+7.63%) Land $140,251 Building $422,042$562,293 (+7.63%) Land $140,251 Building $422,042
2022$5,905.00$522,433 Land $133,572 Building $388,861$522,433 Land $133,572 Building $388,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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