20 Hammock Cove Rd, Eastpoint, FL 32328 Property Records

Franklin County property record for 20 Hammock Cove Rd, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,470 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2023)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`28-08S-06W-6700-0000-0150`

Property Details

APN / Parcel Number

Primary APN	`28-08S-06W-6700-0000-0150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,470 sqft Heated Area
Gross Area	3,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	1,359 sqft
Deck Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 HAMMOCK COVE RD
City	EASTPOINT
State	FL
Zip	32328-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 HAMMOCK SHORES SUB. OR/572/796 OR/580/119 OR/47/439 220/355 597/763 696/674 696/677 829/139 1365/308
Legal Range	06W
Legal Township	08S
Legal Section	28
Legal Subdivision	HAMMOCK SHORES
Legal Lot Number	15
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1292
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20 HAMMOCK COVE RD, EASTPOINT, FL 32328-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jan 13, 2005 · Amount on Record
Deed Document Number	202319002766
Deed Book / Page	1365 / 308
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 1, 2023
Property Address	20 HAMMOCK COVE RD, EASTPOINT, FL 32328-3649
Document Number	0019002766
Book / Page	1365 / 308
Map Reference	MB 6 PG 30
Instrument Date	May 25, 2023
Instrument	202319002766
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8827 SAPPHIRE DR, TALLAHASSEE, FL 32309-7285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HAMMOCK CV, EASTPOINT, FL 32328-3649

Mortgage

Document Number	0000000310
Date	Jun 1, 2023
Instrument	1365/310

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (-7.59%) Homeowner's exemption	$337,544 (+5.59%) Land $60,000 Building $277,544	$337,544 (+5.59%) Land $60,000 Building $277,544
2024	$3,044.00 (+33.68%)	$319,680 (+34.16%) Land $38,500 Building $281,180	$319,680 (+34.16%) Land $38,500 Building $281,180
2023	$2,277.00 (+5.27%)	$238,276 (+6.41%) Land $22,000 Building $216,276	$238,276 (+6.41%) Land $22,000 Building $216,276
2022	$2,163.00	$223,930 Land $21,250 Building $202,680	$223,930 Land $21,250 Building $202,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTPOINT WATER ; SEWER DIST. public/private · serves 3,085 people · EPA ID FL1190236
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50