Rockingham County and Derry Town property record for 20 Gulf Rd, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,928 sqft · built 2009 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,933 (Jan 2017) |
| Tax Bill | $21,789 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:4 B:61 |
| Primary APN | DERY M:4 B:61 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,928 sqft Living Area |
| Gross Area | 8,686 sqft |
| 1st Floor Area | 2,505 sqft |
| Basement Area | 2,081 sqft |
| Unfinished Basement | 2,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 226,076 sqft (5.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 GULF RD |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-5930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Block | 61 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3602 |
20 Gulf Rd is owned by two individuals who bought it in January 2017.
Source: Rockingham County and Derry Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 261 MARLBOROUGH ST, 10, BOSTON, MA 02116-1707 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION |
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Sep 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage USALLIANCE FCU |
| Jan 18, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on File |
| Deed Sale | Jan 18, 2017 · Amount on File |
| Prior Sale | Jul 20, 2004 · Amount on File |
| Deed Document Number | 20172585 |
| Deed Book / Page | 5791 / 2056 |
| Transfer Doc | 05791-2056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 GULF RD, DERRY, NH 03038-5930 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06461-1776 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 6461/1776 |
| Instrument | 23000377 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 GULF RD, DERRY, NH 03038-5930 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006489-211 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 6489/211 |
| Instrument | 23017188 |
| Name | TRIANGLE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 GULF RD, DERRY, NH 03038-5930 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006669-906 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 6669/906 |
| Instrument | 25041375 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 20 GULF RD, DERRY, NH 03038-5930 |
| Document Number | 0059520449 |
| Instrument Date | Sep 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 GULF RD DERRY NH 030385930, DERRY, NH 03038-5930 |
| Document Number | 0059520449 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 005952/000449 |
| Instrument | 40854 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jan 18, 2017 |
| Property Address | 20 GULF RD, DERRY, NH 03038-5930 |
| Document Number | 0057912056 |
| Book / Page | 00579 / 002056 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 2585 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,999.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 FORDWAY EXT DERRY NH 030384383, DERRY, NH 03038-4383 |
| Document Number | 57912058 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 005791/002058 |
| Instrument | 2586 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2047 |
| Document Number | 57912073, |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 005791/002073 |
| Instrument | 2587 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | WOBURN, MA 01801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Gulf Rd was $21,789, up 1.6% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,789.00 (+1.6%) | $1,147,400 (-) Land $241,800 Building $905,600 | |
| 2024 | $21,445.00 (+3.91%) | $1,147,400 (+14.97%) Land $241,800 Building $905,600 | |
| 2023 | $20,639.00 (+8.61%) | $998,000 (-) Land $205,500 Building $792,500 | $1,018,590 |
| 2022 | $19,002.00 | $998,000 Land $205,500 Building $792,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Gulf Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Gulf Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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