20 Gulf Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 20 Gulf Rd, Derry, NH 03038

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,928 sqft · built 2009
Lot Size5.19 acres (226,076 sqft)
Owner2 Individual Names on File
Last Sale$599,933 (Jan 2017)
Tax Bill$21,789 (2025)
Deeds & MortgagesJan 2023 Refinance
Jun 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNDERY M:4 B:61

Property Details

APN / Parcel Number

Primary APNDERY M:4 B:61

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,928 sqft Living Area
Gross Area8,686 sqft
1st Floor Area2,505 sqft
Basement Area2,081 sqft
Unfinished Basement2,081 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area226,076 sqft (5.19 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 GULF RD
CityDERRY
StateNH
Zip03038-5930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Block61
JurisdictionDERRY TOWN NH
Township / Civil DivisionDERRY
Census Block Group3
Census Block3001
Census Tract3602

Owner

20 Gulf Rd is owned by two individuals who bought it in January 2017.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address261 MARLBOROUGH ST, 10, BOSTON, MA 02116-1707
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
Jun 16, 2023Deed of Trust, Mortgage · Line of Credit
TRIANGLE CREDIT UNION
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Sep 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
USALLIANCE FCU
Jan 18, 2017Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2017 · Amount on File
Deed SaleJan 18, 2017 · Amount on File
Prior SaleJul 20, 2004 · Amount on File
Deed Document Number20172585
Deed Book / Page5791 / 2056
Transfer Doc05791-2056
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address20 GULF RD, DERRY, NH 03038-5930
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06461-1776
DateJan 5, 2023
Book Page6461/1776
Instrument23000377
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueFeb 1, 2038

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address20 GULF RD, DERRY, NH 03038-5930
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006489-211
DateJun 16, 2023
Book Page6489/211
Instrument23017188
Lender
NameTRIANGLE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address20 GULF RD, DERRY, NH 03038-5930
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006669-906
DateDec 4, 2025
Book Page6669/906
Instrument25041375
Lender
NameCHANGE LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueJan 1, 2055

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERRY TOWN NH
Property Address20 GULF RD, DERRY, NH 03038-5930
Document Number0059520449
Instrument DateSep 29, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 GULF RD DERRY NH 030385930, DERRY, NH 03038-5930

Mortgage

Document Number0059520449
DateOct 4, 2018
Book Page005952/000449
Instrument40854
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 3, 2048

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDERRY TOWN NH
Recording DateJan 18, 2017
Property Address20 GULF RD, DERRY, NH 03038-5930
Document Number0057912056
Book / Page00579 / 002056
Instrument DateJan 11, 2017
Instrument2585
Transaction TypeTransfer
Record UpdatedAug 15, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,999.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address122 FORDWAY EXT DERRY NH 030384383, DERRY, NH 03038-4383

Mortgage

Document Number57912058
DateJan 18, 2017
Book Page005791/002058
Instrument2586
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2047

Mortgage

Document Number57912073,
DateJan 18, 2017
Book Page005791/002073
Instrument2587
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressWOBURN, MA 01801
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Gulf Rd was $21,789, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionDerry Town
Elementary School DistrictDerry School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,789.00 (+1.6%)$1,147,400 (-) Land $241,800 Building $905,600
2024$21,445.00 (+3.91%)$1,147,400 (+14.97%) Land $241,800 Building $905,600
2023$20,639.00 (+8.61%)$998,000 (-) Land $205,500 Building $792,500$1,018,590
2022$19,002.00$998,000 Land $205,500 Building $792,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Gulf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Gulf Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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