20 Guild St, Enfield, CT 06082 Property Records

Enfield Town property record for 20 Guild St, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,590 sqft · built 1964
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:068 L:0020`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:068 L:0020`
Alternative APNs	`M:1011 B:0002 L:0075` `101100020075`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,158 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	101100020075
Street Address	20 GUILD ST
City	ENFIELD
State	CT
Zip	06082-5956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	20
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2019
Census Tract	481200

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 JOSEPH ST, SPRINGFIELD, MA 01119-1047
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2019	Warranty Deed, Transfer · Conventional with PMI BERKSHIRE BK
Jan 29, 2019	Foreclosure, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	20 GUILD ST, ENFIELD, CT 06082-5956
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002960-357
Date	Dec 17, 2025
Book Page	2960/357
Instrument	2026009692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	20 GUILD ST, ENFIELD, CT 06082-5956
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002882-726
Date	Sep 12, 2023
Book Page	2882/726
Instrument	2024004432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	20 GUILD ST, ENFIELD, CT 06082-5956
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2818-784
Date	Oct 28, 2021
Book Page	2818/784
Instrument	2022007057

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jun 24, 2019
Property Address	20 GUILD ST, ENFIELD, CT 06082-5956
Document Number	2726-645
Book / Page	002726 / 000645
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GUILD ST ENFIELD CT 060825956, ENFIELD, CT 06082-5956

Mortgage

Document Number	2726-648
Date	Jun 24, 2019
Book Page	002726/000648

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

January 2019: Foreclosure, Transfer

Document Type	Foreclosure
Jurisdiction	ENFIELD CT
Recording Date	Jan 29, 2019
Property Address	20 GUILD ST, ENFIELD, CT 06082-5956
Document Number	2712-1063
Book / Page	002712 / 001063
Instrument Date	Jan 28, 2019
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Lis Pendens Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 GUILD ST ENFIELD CT 060825956, ENFIELD, CT 06082-5956
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,442.00	$184,100 (-) Land $61,700 Building $122,400	$128,870 Land $43,190 Building $85,680
2024	$6,442.00 (+3.52%)
2023	$6,223.00 (+10.14%)	$184,100 (-) Land $61,700 Building $122,400
2022	$5,650.00	$184,100 Land $61,700 Building $122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Verizon.

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