20 Grover St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 20 Grover St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,568 sqft · built 1914
Lot Size	1.93 acres (84,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$839,000 (Aug 2026)
Tax Bill	$7,128 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10625`

Property Details

APN / Parcel Number

Primary APN	`10625`
Alternative APNs	`BEVE M:0084 B:0002 L` `R15`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,777 sqft
Basement Area	714 sqft
Unfinished Basement	714 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	84,350 sqft (1.93 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10625
Street Address	20 GROVER ST
City	BEVERLY
State	MA
Zip	01915-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	REAR ESSEX & GROVER STREETS
Legal Block	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1023
Census Tract	217101

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 GROVER ST, BEVERLY, MA 01915-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO
Jun 2, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Document Number	202620260826002300
Deed Book / Page	43592 / 122
Prior Transfer Date	Aug 21, 2026
Prior Transfer Doc	0000002300
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 26, 2026
Property Address	20 GROVER ST, BEVERLY, MA 01915-1516
Document Number	0000002300
Book / Page	43592 / 122
Instrument Date	Aug 21, 2026
Instrument	20262300
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 GROVER ST, BEVERLY, MA 01915-1516

Mortgage

Date	Aug 26, 2026

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jun 2, 2026
Property Address	20 GROVER ST, BEVERLY, MA 01915-1516
Document Number	043420-124
Book / Page	43420 / 124
Instrument Date	Sep 5, 2024
Instrument	2026260
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PIPER DR, BEVERLY, MA 01915-1579

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	20 GROVER ST, BEVERLY, MA 01915-1516
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041494-400
Date	Mar 29, 2023
Book Page	41494/400
Instrument	20230329000210

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,128.00 (+3.44%)	$659,400 (+5.17%) Land $400,300 Building $254,500	$784,626 (+14.85%)
2025	$6,891.00 (+3.83%)	$627,000 (+6.09%) Land $367,900 Building $259,100	$683,145
2024	$6,637.00 (+6.21%)	$591,000 (+6.49%) Land $331,900 Building $259,100
2023	$6,249.00	$555,000 Land $295,900 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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