20 Grove St, Munger, MI 48747 Property Records

Bay County property record for 20 Grove St, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,120 sqft · built 1945
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,200 (Feb 2020)
Tax Bill	$7,177 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-017-400-040-04`

Property Details

APN / Parcel Number

Primary APN	`090-017-400-040-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,120 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	120,226 sqft (2.76 acres)
Lot Dimensions	220 ft deep x 180 ft wide
Garage Area	2,648 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 GROVE ST
City	MUNGER
State	MI
Zip	48747-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF SE 1/4 OF SE 1/4 LYG NELY OF SWLY ROW LI OF FORMER MCRR ROW WI C/L OF SD 50 FT ROW BEING DESCD AS COM 934.24 FT N
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	4
Census Block	4043
Census Tract	285300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 GROVE ST, MUNGER, MI 48747-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Aug 9, 2005 · Amount on Record
Deed Document Number	20201922
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Feb 12, 2020
Property Address	20 GROVE ST, MUNGER, MI 48747-5107
Document Number	0000001922
Instrument Date	Feb 6, 2020
Instrument	1922
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 S CALLAHAN RD MUNGER MI 487479742, MUNGER, MI 48747-9742

Mortgage

Document Number	1923
Date	Feb 12, 2020
Instrument	1923

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Mortgage

Document Number	1924,
Date	Feb 12, 2020
Instrument	1924

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2025

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,177.00 (+29.97%) Homeowner's exemption	$241,700 (+38.79%)	$483,400 (+38.79%)
2023		$174,150	$348,300
2022	$5,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Air Advantage, AT&T, Skyweb Networks, T-Mobile.

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