Suffolk County and Huntington Town property record for 20 Grove St, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Jul 2015) |
| Tax Bill | $20,378 (2024) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-066.00-01.00-073.000 |
| Primary APN | 0400-066.00-01.00-073.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 20 GROVE ST |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | BLK LOT |
| Legal Block | 100 |
| Legal Lot Number | 73 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110104 |
20 Grove St is owned and occupied by an individual who bought it in July 2015.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 GROVE ST, COLD SPRING HARBOR, NY 11724-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2020 | Loan Modification, Consolidation and Extension, Mortgage CHASE BK/TX |
| Feb 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHASE BK/TX |
| Mar 7, 2019 | Other, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Jul 12, 2010 · Amount on File |
| Deed Book / Page | 12825 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 GROVE ST, COLD SPRING HARBOR, NY 11724-1822 |
| Document Number | 0231330884 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 GROVE ST COLD SPRING HARBOR NY 117241822, COLD SPRING HARBOR, NY 11724-1822 |
| Document Number | 0231330884 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 023133/000884 |
| Name | CHASE BK/TX |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 GROVE ST, COLD SPRING HARBOR, NY 11724-1822 |
| Document Number | 0231330883 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 GROVE ST COLD SPRING HARBOR NY 117241822, COLD SPRING HARBOR, NY 11724-1822 |
| Document Number | 0231330883 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 023133/000883 |
| Name | CHASE BK/TX |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Other |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 7, 2019 |
| Property Address | 20 GROVE ST, COLD SPRING HARBOR, NY 11724-1822 |
| Document Number | 0130030511 |
| Book / Page | 13003 / 511 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,275 Land $200 Building $5,075 | $1,172,222 (+10,789.2%) Land $44,444 Building $1,127,778 | |
| 2024 | $20,378.00 | $10,765 (+12.24%) Land $408 Building $10,357 | |
| 2023 | $5,275 Land $200 Building $5,075 | $9,591 Land $364 Building $9,227 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Grove St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures