20 Gristmill Dr, Dover, DE 19904 Property Records

Kent County property record for 20 Gristmill Dr, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 1989
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Aug 2023)
Tax Bill$1,527 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-057.17-01-45.00-000

Property Details

APN / Parcel Number

Primary APN2-05-057.17-01-45.00-000
Alternative APNs
  • ED05057.170145.00/000
  • 13564

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,396 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions154 ft deep x 38.4 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13564
Street Address20 GRISTMILL DR
CityDOVER
StateDE
Zip19904-1958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1
Legal DescriptionMILLCREEK, LOT #710 20 GRISTMILL DRIVE
Legal SubdivisionMILLCREEK
Legal Lot Number710
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1021
Census Tract43300

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 GRISTMILL DR, DOVER, DE 19904-1958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed, Transfer · FHA Mortgage
KEYSTONE FUNDING INC
Jun 2, 2020Grant Deed, Transfer · VA Mortgage
NFM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleJun 2, 2020 · Amount on Record
Deed Document Number2023480068
Deed Book / Page12645 / 28
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 29, 2023
Property Address20 GRISTMILL DR, DOVER, DE 19904-1958
Document Number0000480068
Book / Page12645 / 28
Map ReferenceMB 30 PG 58
Instrument DateAug 8, 2023
Instrument2023-480068
Transaction TypeTransfer
Record UpdatedSep 8, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 GRISTMILL DR, DOVER, DE 19904-1958

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20 GRISTMILL DR, DOVER, DE 19904-1958

Mortgage

Document Number0000480069
DateAug 29, 2023
Instrument2023-480069
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJun 2, 2020
Property Address20 GRISTMILL DR, DOVER, DE 19904-1958
Document Number0000386871
Book / Page010213 / 000313
Instrument DateMay 21, 2020
Instrument386871
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 GRISTMILL DR DOVER DE 199041958, DOVER, DE 19904-1958

Mortgage

Document Number386872
DateJun 2, 2020
Book Page010213/000317
Instrument386872
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,527.00 (+5.82%)$245,500 (+476.29%) Land $89,600 Building $155,900
2025$1,443.00 (+15.16%)
2023$1,253.00 (+3.38%)$42,600 (-) Land $7,000 Building $35,600
2022$1,212.00$42,600 Land $7,000 Building $35,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Gristmill Dr

Nearby Streets

Search Property Records by Address or Parcel Number