20 Greenridge Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 20 Greenridge Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,361 sqft · built 1972
Lot Size	0.361 acres (15,708 sqft)
Owner	Individual Name on File
Tax Bill	$5,288 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:38 L:26`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:38 L:26`
Alternative APNs	`M:0038 B:0000 L:0026` `715928`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	1,052 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,708 sqft (0.361 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	715928
Street Address	20 GREENRIDGE RD
City	DRACUT
State	MA
Zip	01826-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	26
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3010
Census Tract	314301

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:38 L:26

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 GREENRIDGE RD, DRACUT, MA 01826-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 03, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 29, 2019
Transfer Doc	33028-92
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	20 GREENRIDGE RD, DRACUT, MA 01826-4108
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035705-57
Date	May 04, 2021
Book Page	35705/57
Instrument	26452

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2046

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	20 GREENRIDGE RD, DRACUT, MA 01826-4108
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34355-113
Date	Jul 14, 2020
Book Page	34355/113
Instrument	31492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jun 03, 2019
Property Address	20 GREENRIDGE RD, DRACUT, MA 01826-4108
Document Number	33028-92
Book / Page	33028 / 92
Instrument Date	May 29, 2019
Instrument	21265
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GREENRIDGE RD, DRACUT, MA 01826-4108

Mortgage

Document Number	33028-95
Date	Jun 03, 2019
Book Page	33028/95
Instrument	21266

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,288.00 (+4.32%)	$522,500 (+7.71%) Land $200,200 Building $322,300	$547,390 (-)
2024	$5,069.00 (+3.64%)	$485,100 (+14.84%) Land $190,600 Building $294,500	$547,390
2023	$4,891.00	$422,400 Land $165,800 Building $256,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 143 locations within half a mile of this property.

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