East Lyme Town property record for 20 Greencliff Dr, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,288 sqft Living Area |
| Lot Size | 23,522 sqft (0.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2018) |
| Tax Bill | $7,821.00 (2025) |
| Primary APN | ELYM M:021.4 B:00051 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 5,856 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Basement Area | 1,144 sqft Basement |
| Unfinished Basement | 676 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 23,522 sqft (0.54 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2789 |
|---|---|
| Street Address | 20 GREENCLIFF DR |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 51 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:021.4 B:00051 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 GREENCLIFF DR, NIANTIC, CT 06357-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Oct 22, 2020 | Deed of Trust, Mortgage · Balloon Payment USAA FSB |
| Jul 02, 2018 | Warranty Deed, Transfer USAA FEDL S&L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2018 · Amount on Record |
| Deed Sale | Jul 02, 2018 · Amount on Record |
| Deed Book / Page | 998 / 736 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 GREENCLIFF DR, NIANTIC, CT 06357-1522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001092-367 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 1092/367 |
| Instrument | 92 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 GREENCLIFF DR, NIANTIC, CT 06357-1522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1040-705 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 1040/705 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 02, 2018 |
| Property Address | 20 GREENCLIFF DR, NIANTIC, CT 06357-1522 |
| Document Number | 998-736 |
| Book / Page | 000998 / 000736 |
| Instrument Date | Jul 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 998-742 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 000998/000742 |
| Name | USAA FEDL S&L |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,821.00 | $279,230 (-) Land $92,610 Building $186,620 | $195,461 Land $64,827 Building $130,634 |
| 2024 | $7,821.00 (+12.58%) | ||
| 2023 | $6,947.00 (+4.36%) | $279,230 (-) Land $92,610 Building $186,620 | |
| 2022 | $6,657.00 | $279,230 Land $92,610 Building $186,620 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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