Cumberland County and Gray Town property record for 20 Graystone Rd, Gray, ME 04039 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,750 sqft Living Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $4,763.00 (2025) |
| Primary APN | GRAY M:068 B:029 L:002-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,750 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 41,818 sqft (0.96 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Baseboard Heating |
|---|
| Account Number | 1713 |
|---|---|
| Street Address | 20 GRAYSTONE RD |
| City | GRAY |
| State | ME |
| Zip | 04039-7517 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | GRAYSTONE SETTLEMENTS |
| Legal Block | 29 |
| Legal Lot Number | 2-15 |
| Jurisdiction | GRAY ME |
| Minor Civil Division | GRAY |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records · APN GRAY M:068 B:029 L:002-015
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 GRAYSTONE RD, GRAY, ME 04039-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage CUSO HM LNDG |
| Oct 31, 2017 | Deed of Trust, Mortgage CUSO HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 20 GRAYSTONE RD, GRAY, ME 04039-7517 |
| Document Number | 0369990319 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20 GRAYSTONE RD GRAY ME 040397517, GRAY, ME 04039-7517 |
| Document Number | 0369990319 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 036999/000319 |
| Instrument | 44550 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 02, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 20 GRAYSTONE RD, GRAY, ME 04039-7517 |
| Document Number | 0344410186 |
| Book / Page | 034441 / 000186 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20 GRAYSTONE RD GRAY ME 040397517, GRAY, ME 04039-7517 |
| Document Number | 0344410186 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 034441/000186 |
| Instrument | 56602 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 05, 2037 |
Source: Cumberland County and Gray Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,763.00 (+0.66%) | $492,000 (+57.84%) Land $128,800 Building $363,200 |
| 2023 | $4,732.00 (+8.83%) | $311,700 (-) Land $88,200 Building $223,500 |
| 2022 | $4,348.00 | $311,700 Land $88,200 Building $223,500 |
20 Graystone Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cumberland County (23005C), updated June 3, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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