Nantucket County and Nantucket Town property record for 20 Gray Ave, Nantucket, MA 02554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,919 sqft · built 1975 |
| Lot Size | 0.92 acres (40,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Apr 2016) |
| Tax Bill | $7,609 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NANT M:00067 P:00186 |
| Primary APN | NANT M:00067 P:00186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,919 sqft Living Area |
| Gross Area | 5,208 sqft |
| 1st Floor Area | 2,020 sqft |
| Attic | Attic |
| Attic Area | 418 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,056 sqft (0.92 acres) |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5498 |
|---|---|
| Street Address | 20 GRAY AVE |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | PLAN 34507-C |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nantucket County and Nantucket Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 GRAY AVE, NANTUCKET, MA 02554-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HINGHAM INSTITUTION FOR SAVINGS |
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit HINGHAM INSTITUTION FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on Record |
| Deed Sale | Apr 1, 2016 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 20 GRAY AVE, NANTUCKET, MA 02554-4127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000173404 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 173404 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 20 GRAY AVE, NANTUCKET, MA 02554-4127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000173723 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 173723 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,609.00 (+11.72%) | $2,319,900 (+6.61%) Land $736,800 Building $1,583,100 |
| 2024 | $6,811.00 (+28.51%) | $2,176,000 (+31.8%) Land $675,500 Building $1,500,500 |
| 2023 | $5,300.00 | $1,651,000 Land $668,600 Building $982,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 67 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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