20 Grande Pointe Cir, Inlet Beach, FL 32461 Property Records

Walton County property record for 20 Grande Pointe Cir, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,841 sqft · built 2017
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$491,200 (Aug 2017)
Tax Bill	$8,202 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16180-000-0210`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16180-000-0210`
Alternative APN	`1083125`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,841 sqft Living Area
Gross Area	3,971 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	9 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	710 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1083125
Street Address	20 GRANDE POINTE CIR
City	INLET BEACH
State	FL
Zip	32461-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 GRANDE POINTE AT INLET BEACH PB 16-75 OR 2947-1802 OR 2948-1042 OR 2961-2658 OR 2989-252 OR 3048-4546
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	GRANDE POINTE AT INLET BEACH
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2055
Census Tract	950610

Owner

20 Grande Pointe Cir is owned and occupied by two individuals who bought it in August 2017.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20 GRANDE POINTE CIR, INLET BEACH, FL 32461-7376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Aug 3, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	Sep 2, 2015 · Amount on File
Deed Document Number	20170025767
Deed Book / Page	3048 / 4546
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	20 GRANDE POINTE CIR, INLET BEACH, FL 32461-7376
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GRANDE POINTE CIR, INLET BEACH, FL 32461-7376

Mortgage

Document Number	0031723957
Date	Dec 9, 2020
Book Page	3172/3957
Instrument	20200050674

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Aug 3, 2017
Property Address	20 GRANDE POINTE CIR, INLET BEACH, FL 32461-7376
Document Number	0030484546
Book / Page	003048 / 004546
Instrument Date	Jul 31, 2017
Instrument	25767
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2017
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	154 CANDLEWICK CIR PANAMA CITY FL 324053284, PANAMA CITY, FL 32405-3284

Mortgage

Document Number	30484547
Date	Aug 3, 2017
Book Page	003048/004547
Instrument	25768

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,054,849 Land $297,000 Building $757,849	$1,054,849 Land $297,000 Building $757,849
2024	$8,202.00 (+2.1%)
2023	$8,033.00 (+13.73%)	$1,111,565 (+21.01%) Land $255,000 Building $856,565	$1,111,565 (+21.01%) Land $255,000 Building $856,565
2022	$7,063.00	$918,574 Land $167,610 Building $750,964	$918,574 Land $167,610 Building $750,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Grande Pointe Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Grande Pointe Cir is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	2,000 / 200
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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