20 Granada Way, Saint Louis, MO 63124 Property Records

St. Louis County property record for 20 Granada Way, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,628 sqft · built 1957
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Sep 2012)
Tax Bill	$9,553 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18L-52-0470`

Property Details

APN / Parcel Number

Primary APN	`18L-52-0470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,260 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	75 ft deep x 75 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	368 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 GRANADA WAY
City	SAINT LOUIS
State	MO
Zip	63124-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33D
Legal Description	LA HACIENDA LOTS 34 THRU 51 RESUB LOT 48
Legal Subdivision	LA HACIENDA LOTS 34 THRU 51 RESUB
Legal Lot Number	48
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2012
Census Tract	215400

Owner

20 Granada Way is owned and occupied by two individuals who bought it in September 2012.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 GRANADA WAY, SAINT LOUIS, MO 63124-1757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2012 · Amount on File
Deed Sale	Sep 13, 2012 · Amount on File
Prior Sale	Oct 25, 2002 · Amount on File
Deed Document Number	2012618
Deed Book / Page	20156 / 1982
Prior Transfer Date	Dec 23, 1997
Prior Transfer Doc	0000000481
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	20 GRANADA WAY, SAINT LOUIS, MO 63124-1757
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GRANADA WAY, SAINT LOUIS, MO 63124-1757

Mortgage

Document Number	2023041700137
Date	Apr 17, 2023
Instrument	2023041700137

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20 Granada Way was $9,553, down 1.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,300 (-) Land $89,550 Building $66,750	$822,600 (-) Land $471,300 Building $351,300
2025	$9,553.00 (-1.59%)	$156,300 Land $89,550 Building $66,750	$822,600 Land $471,300 Building $351,300
2024	$9,707.00 (+0.19%)
2023	$9,689.00	$143,840 Land $73,630 Building $70,210	$757,000 Land $387,500 Building $369,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Granada Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Granada Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20