Middlesex County and Old Bridge Township property record for 20 Gramercy Rd, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,811 sqft · built 1962 |
| Lot Size | 0.21 acres (9,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,000 (Sep 2016) |
| Tax Bill | $10,028 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-15573-0000-00197 |
| Primary APN | 15-15573-0000-00197 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,811 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 9,152 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Account Number | 12053000 |
|---|---|
| Street Address | 20 GRAMERCY RD |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 |
| Legal Description | 75X122 |
| Legal Subdivision | PINEHAVEN SEC 1-D |
| Legal Block | 15573 |
| Legal Lot Number | 197 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 7806 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 GRAMERCY RD, OLD BRIDGE, NJ 08857-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2016 · Amount on Record |
| Deed Sale | Sep 14, 2016 · Amount on Record |
| Deed Document Number | 2016147 |
| Deed Book / Page | 6865 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 GRAMERCY RD, OLD BRIDGE, NJ 08857-1857 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 GRAMERCY RD, OLD BRIDGE, NJ 08857-1857 |
| Document Number | 0000039671 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 19248/1424 |
| Instrument | 2023039671 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 GRAMERCY RD, OLD BRIDGE, NJ 08857-1857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028972 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 18313/459 |
| Instrument | 2021028972 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2046 |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,400 (-) Land $74,200 Building $87,200 | $161,400 (-) Land $74,200 Building $87,200 | |
| 2025 | $10,028.00 (+10.03%) | $161,400 (-) Land $74,200 Building $87,200 | $161,400 (-) Land $74,200 Building $87,200 |
| 2024 | $9,114.00 (+6.7%) | ||
| 2023 | $161,400 Land $74,200 Building $87,200 | $161,400 Land $74,200 Building $87,200 | |
| 2022 | $8,542.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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