20 Gorham St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 20 Gorham St, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,748 sqft · built 1885
Lot Size	0.091 acres (3,969 sqft)
Owner	2 Trust Names on File
Last Sale	$1,540,000 (Jun 2022)
Tax Bill	$18,950 (2026)
Deeds & Mortgages	Jul 2022 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-B-27`

Property Details

APN / Parcel Number

Primary APN	`17-B-27`
Alternative APNs	`SOME M:17 B:B L:27` `12380081`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,748 sqft Living Area
Gross Area	4,494 sqft
Basement Area	1,009 sqft
Unfinished Basement	1,009 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,969 sqft (0.091 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12380081
Street Address	20 GORHAM ST
City	SOMERVILLE
State	MA
Zip	02144-2728
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	B
Legal Lot Number	27
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350800

Owner

20 Gorham St, a duplex, is owner-occupied and held in a trust since July 2022.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 GORHAM ST, SOMERVILLE, MA 02144-2728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Book / Page	80220 / 372
Last Transfer Date	Jul 13, 2022
Transfer Doc	080429-477
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 14, 2022
Property Address	20 GORHAM ST, SOMERVILLE, MA 02144-2728
Document Number	080429-477
Book / Page	80429 / 477
Instrument Date	Jul 13, 2022
Instrument	107289
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GORHAM ST # 22, 22, SOMERVILLE, MA 02144-2728

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 2, 2022
Property Address	20 GORHAM ST, SOMERVILLE, MA 02144-2728
Document Number	080220-372
Book / Page	80220 / 372
Instrument Date	May 31, 2022
Instrument	83229
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 GORHAM ST # 22, 22, SOMERVILLE, MA 02144-2728

Mortgage

Document Number	0000083230
Date	Jun 2, 2022
Instrument	83230

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Gorham St was $18,950, up 8.5% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,950.00 (+8.47%)	$1,725,900 (+7.78%) Land $796,100 Building $929,800	$1,577,336
2025	$17,470.00 (+26.16%)	$1,601,300 (+21.65%) Land $758,200 Building $843,100
2024	$13,847.00 (+14.35%)	$1,316,300 (+12.4%) Land $758,200 Building $558,100
2023	$12,109.00	$1,171,100 Land $758,200 Building $412,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Gorham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Gorham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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