20 Gorham St, #22, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 20 Gorham St, #22, Waltham, MA 02453

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 3,785 sqft · built 1890
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Oct 1997)
Tax Bill	$11,297 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45454`

Property Details

APN / Parcel Number

Primary APN	`45454`
Alternative APN	`WALT M:069 B:005 L:0004`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,785 sqft Living Area
Gross Area	6,254 sqft
Basement Area	1,750 sqft
Unfinished Basement	1,750 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,948 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	45454
Street Address	20 GORHAM ST, 22
City	WALTHAM
State	MA
Zip	02453-8604
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	5
Legal Lot Number	4
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1003
Census Tract	368700

Owner

Source: Middlesex County and Waltham City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 GORHAM ST, 22, WALTHAM, MA 02453-8604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 17, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2019	Deed of Trust, Mortgage · Balloon Mortgage WATERTOWN SAVINGS BANK
Jan 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1997 · Amount on Record
Deed Sale	Oct 1, 1997 · Amount on Record
Prior Sale	Dec 30, 1994 · Amount on Record
Last Transfer Date	Oct 15, 2025
Transfer Doc	084754-231
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 17, 2025
Property Address	20 GORHAM ST # 22, 22, WALTHAM, MA 02453-8604
Document Number	084754-227
Book / Page	84754 / 227
Instrument Date	Oct 15, 2025
Instrument	126755
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 GORHAM ST # 22, 22, WALTHAM, MA 02453-8604

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 17, 2025
Property Address	20 GORHAM ST # 22, 22, WALTHAM, MA 02453-8604
Document Number	084754-231
Book / Page	84754 / 231
Instrument Date	Oct 15, 2025
Instrument	126756
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GORHAM ST # 22, 22, WALTHAM, MA 02453-8604

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	20-22 GORHAM ST, WALTHAM, MA 02453
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72192-101
Date	Feb 1, 2019
Book Page	72192/101
Instrument	14173

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	20-22 GORHAM ST, WALTHAM, MA 02453
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72140-306
Date	Jan 18, 2019
Book Page	72140/306
Instrument	7600

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,297.00 (+10.64%)	$1,150,400 (+8.61%) Land $388,000 Building $762,400	$1,047,755 (+2.81%)
2024	$10,211.00 (-0.34%)	$1,059,200 (+6.69%) Land $336,000 Building $723,200	$1,019,160
2023	$10,246.00	$992,800 Land $320,000 Building $672,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–1998)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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