20 Gloucester Rd, Front Royal, VA 22630 Property Records

Warren County property record for 20 Gloucester Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 1984
Lot Size	0.303 acres (13,203 sqft)
Owner	Individual Name on Record
Last Sale	$421,000 (Apr 2026)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20/A1/04/A/14`

Property Details

APN / Parcel Number

Primary APN	`20/A1/04/A/14`
Alternative APN	`8180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	4,036 sqft
1st Floor Area	1,722 sqft
Basement Area	1,292 sqft
Finished Basement	1,292 sqft
Unfinished Basement	1,722 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,203 sqft (0.303 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8180
Old Parcel Number	20A104A 14
Street Address	20 GLOUCESTER RD
City	FRONT ROYAL
State	VA
Zip	22630-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 14 COLONIAL PARK RES
Legal Subdivision	COLONIAL PARK
Legal Lot Number	14
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	3
Census Block	3022
Census Tract	20601

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 GLOUCESTER RD, FRONT ROYAL, VA 22630-3704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jul 12, 2018	Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20261806
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Apr 20, 2026
Property Address	20 GLOUCESTER RD, FRONT ROYAL, VA 22630-3704
Document Number	0000001806
Instrument Date	Apr 16, 2026
Instrument	2026.1806
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,521.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20 GLOUCESTER RD, FRONT ROYAL, VA 22630-3704

Mortgage

Document Number	0000001807,
Date	Apr 20, 2026
Instrument	2026.1807

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Jul 12, 2018
Property Address	20 GLOUCESTER RD, FRONT ROYAL, VA 22630-3704
Document Number	180003489
Map Reference	DD 181 PG 37
Instrument Date	Jul 11, 2018
Instrument	180003489
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CLEAR TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GLOUCESTER RD, FRONT ROYAL, VA 22630-3704

Mortgage

Document Number	180003490
Date	Jul 12, 2018
Instrument	180003490

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+18.78%)	$444,700 (-) Land $60,800 Building $383,900
2025	$2,130.00 (+23.48%)	$444,700 (+26.3%) Land $60,800 Building $383,900	$444,700 (+26.3%) Land $60,800 Building $383,900
2024	$1,725.00	$352,100 (-) Land $63,300 Building $288,800	$352,100 (-) Land $63,300 Building $288,800
2023		$352,100 Land $63,300 Building $288,800	$352,100 Land $63,300 Building $288,800
2022	$1,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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