Franklin County property record for 20 Gloria Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,306 sqft · built 1978 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-34.0-1-012-206.000 |
| Primary APN | 17-8-34.0-1-012-206.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,306 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 36 sqft |
| Street Address | 20 GLORIA DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:20 WOODLAWN TERRACE 2 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 34 |
| Legal Quarter | NE |
| Legal Subdivision | WOODLAWN TERRACE |
| Legal Block | 12 |
| Legal Lot Number | 20 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 800605 |
20 Gloria Dr is owner-occupied and held in a trust since October 2009.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 GLORIA DR, UNION, MO 63084-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2009 |
| Deed Sale | Oct 20, 2009 |
| Deed Document Number | 0920728 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 20 GLORIA DR, UNION, MO 63084-2043 |
| Document Number | 0000011212 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 GLORIA DR UNION MO 630842043, UNION, MO 63084-2043 |
| Document Number | 0000011212 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 11212 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 14, 2040 |
The 2025 property tax bill for 20 Gloria Dr was $1,632.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 | $30,398 | $159,990 Land $30,900 Building $129,090 |
| 2023 | $1,632.00 (+0.68%) | $27,142 | $142,850 Land $30,900 Building $111,950 |
| 2022 | $1,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Gloria Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Gloria Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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