20 Glay Ct, Covington, GA 30016 Property Records

Newton County property record for 20 Glay Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 2018
Lot Size	2.99 acres (130,244 sqft)
Owner	Individual Name on Record
Last Sale	$203,900 (Nov 2019)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0028E-00000-192-000`

Property Details

APN / Parcel Number

Primary APN	`0028E-00000-192-000`
Alternative APN	`44656`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,244 sqft (2.99 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44656
Street Address	20 GLAY CT
City	COVINGTON
State	GA
Zip	30016-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 ASHLEY MEADOWS PH5
Legal Subdivision	ASHLEY MEADOWS
Legal Phase	5
Legal Lot Number	26
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2009
Census Tract	100507

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 GLAY CT, COVINGTON, GA 30016-3416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 10, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALCON MUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	0003933346
Deed Book / Page	3933 / 346
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 GLAY CT, COVINGTON, GA 30016-3416
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GLAY CT, COVINGTON, GA 30016-3416

Mortgage

Document Number	0043840000000153
Date	May 6, 2022
Book Page	0000004384/0000000153
Instrument	008225

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 10, 2019
Property Address	20 GLAY CT, COVINGTON, GA 30016-3416
Document Number	0039330346
Book / Page	003933 / 000346
Instrument Date	Nov 25, 2019
Instrument	16205
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GLAY CT COVINGTON GA 300163416, COVINGTON, GA 30016-3416

Mortgage

Document Number	39330348
Date	Dec 10, 2019
Book Page	003933/000348
Instrument	16206

Lender

Name	CALCON MUTUAL MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (-0.06%)	$130,480 (-10.61%) Land $23,400 Building $107,080	$326,200 (-10.61%) Land $58,500 Building $267,700
2023		$145,960 Land $11,440 Building $134,520	$364,900 Land $28,600 Building $336,300
2022	$3,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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