20 Gingy Ln, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 20 Gingy Ln, Nantucket, MA 02554

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details5 bd · 5.5 ba · 4,576 sqft · built 2012
Lot Size0.375 acres (16,326 sqft)
Owner2 Individual Names on Record
Last Sale$2,640,000 (Mar 2014)
Tax Bill$16,528 (2025)
Deeds & MortgagesDec 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-848

Property Details

APN / Parcel Number

Primary APN41-848
Alternative APN
  • NANT M:00041 P:00848

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,576 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area16,326 sqft (0.375 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number41-848
Street Address20 GINGY LN
CityNANTUCKET
StateMA
Zip02554
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR1
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group1
Census Block1010
Census Tract950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1115, NANTUCKET, MA 02554-1115
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2014 · Amount on Record
Deed SaleMar 17, 2014 · Amount on Record
Deed Book / Page1427 / 216
Record UpdatedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address20 GINGY LN, NANTUCKET, MA 02554
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001997-64
DateDec 9, 2024
Book Page1997/64
Instrument2397
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,528.00 (+5.48%)$5,038,960 (+0.65%) Land $1,574,960 Building $3,464,000$4,681,600
2024$15,670.00 (+17.36%)$5,006,460 (+20.36%) Land $1,574,960 Building $3,431,500
2023$13,352.00$4,159,500 Land $1,501,800 Building $2,657,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims4 (1988–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: AT&T, Verizon.

Nearby Properties on Gingy Ln

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