20 Gilroy St, San Francisco, CA 94124 Property Records

San Francisco City property record for 20 Gilroy St, San Francisco, CA 94124

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,250 sqft · built 1955
Lot Size0 acres (19 sqft)
OwnerCompany Name on File
Last Sale$36,000 (Sep 2013)
Tax Bill$11,164 (2025)
Deeds & MortgagesApr 2020 Mortgage
APN4974-027

Property Details

APN / Parcel Number

Primary APN4974-027

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area19 sqft

Location & Zoning

Street Address20 GILROY ST
CitySAN FRANCISCO
StateCA
Zip94124-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH1
Legal SubdivisionBAY VIEW TRACT SUBDIVISION #4
Legal Block4974
Legal Lot Number27
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionBAYVIEW
Census Block Group2
Census Block2001
Census Tract61000

Owner

20 Gilroy St is owned by a company that acquired it in August 2016 and is owner-occupied.

Source: San Francisco City records, as of September 8, 2026

Owner of RecordCompany Name on File
Mailing Address20 GILROY ST, SAN FRANCISCO, CA 94124-3720
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2013 · Amount on File
Deed SaleSep 17, 2013 · Amount on File
Prior SaleAug 16, 2006 · Amount on File
Deed Document Number2013756782
Deed Book / Page983 / 22
Last Transfer DateAug 30, 2016
Transfer DocK331485
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address20 GILROY ST, SAN FRANCISCO, CA 94124-3720
Document Number0K92500382
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE CO CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20 GILROY ST SAN FRANCISCO CA 941243720, SAN FRANCISCO, CA 94124-3720

Mortgage

Document Number0K92500382
DateApr 22, 2020
InstrumentK925382
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Gilroy St was $11,164 with a homeowner's exemption, up 3.2% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$888,283 (+2%) Land $621,798 Building $266,485
2025$11,164.00 (+3.23%) Homeowner's exemption$870,851 Land $609,598 Building $261,253
2024$10,815.00 (+2.02%)
2023$10,601.00 (+2.1%) Homeowner's exemption$837,037 Land $585,928 Building $251,109
2022$10,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 20 Gilroy St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 units insured
incl. 2 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Gilroy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks, GeoLinks, Google Fiber.

Nearby Properties on Gilroy St

Nearby Streets

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