Ridgefield Town property record for 20 Gilbert St, Ridgefield, CT 06877
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,779 sqft · built 2011 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,412,500 (Jul 2018) |
| Tax Bill | $25,142 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E140260 |
| Primary APN | E140260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,779 sqft Living Area |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 1,649 sqft |
| Unfinished Basement | 629 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | E140260 |
|---|---|
| Street Address | 20 GILBERT ST |
| City | RIDGEFIELD |
| State | CT |
| Zip | 06877-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SDR20 |
| Legal Block | 260 |
| Jurisdiction | RIDGEFIELD CT |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 245600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ridgefield Center Historic District listed 1984 · 242 contributing resources · NRIS 84000817 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 Gilbert St is owned and occupied by two individuals who bought it in July 2018.
Source: Ridgefield Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 GILBERT ST, RIDGEFIELD, CT 06877-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 3, 2018 | Warranty Deed, Transfer FAIRFIELD COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Deed Book / Page | 1063 / 790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 20 GILBERT ST, RIDGEFIELD, CT 06877-4521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001165-233 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 1165/233 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 20 GILBERT ST, RIDGEFIELD, CT 06877-4521 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1109-262 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 1109/262 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Recording Date | Jul 3, 2018 |
| Property Address | 20 GILBERT ST, RIDGEFIELD, CT 06877-4521 |
| Document Number | 1063-790 |
| Book / Page | 1063 / 790 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.44 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 10630792 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 01063/0792 |
| Name | FAIRFIELD COUNTY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 3, 2048 |
The 2025 property tax bill for 20 Gilbert St was $25,142.
Source: Ridgefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Ridgefield Town |
| Unified School District | Ridgefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,142.00 | $917,910 Land $338,100 Building $579,810 | $642,537 Land $236,670 Building $405,867 |
| 2024 | $25,142.00 (+6.12%) | ||
| 2023 | $23,691.00 (-4.51%) | $917,910 (+5.18%) Land $338,100 Building $579,810 | |
| 2022 | $24,811.00 | $872,720 Land $294,000 Building $578,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Gilbert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Gilbert St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011 |
|---|---|
| Water Source | Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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