20 Gibson St, Burlington, MA 01803 Property Records

Middlesex County and Burlington Town property record for 20 Gibson St, Burlington, MA 01803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1986
Lot Size	1.37 acres (60,074 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,691 (2026)
Deeds & Mortgages	Apr 2026 Transfer Jun 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BURL M:000004 P:000125`

Property Details

APN / Parcel Number

Primary APN	`BURL M:000004 P:000125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,659 sqft
Basement Area	816 sqft
Unfinished Basement	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	60,074 sqft (1.37 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 GIBSON ST
City	BURLINGTON
State	MA
Zip	01803-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Jurisdiction	BURLINGTON MA
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1002
Census Tract	332100

Owner

Source: Middlesex County and Burlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 GIBSON ST, BURLINGTON, MA 01803-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2025	Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
May 19, 2017	Deed of Trust, Mortgage · Closed-End Mortgage READING COOPERATIVE BANK
Apr 21, 2017	Deed of Trust, Mortgage READING COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2026
Transfer Doc	085477-146
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURLINGTON MA
Recording Date	Apr 16, 2026
Property Address	20 GIBSON ST, BURLINGTON, MA 01803-1050
Document Number	085477-146
Book / Page	85477 / 146
Instrument Date	Apr 15, 2026
Instrument	202642364
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	20 GIBSON ST, BURLINGTON, MA 01803-1050
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084287-567
Date	Jun 27, 2025
Book Page	84287/567
Instrument	74193

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	20 GIBSON ST, BURLINGTON, MA 01803-1050
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079339-365
Date	Dec 14, 2021
Book Page	79339/365
Instrument	268801

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	20 GIBSON ST, BURLINGTON, MA 01803-1050
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69302-386
Date	May 19, 2017
Book Page	69302/386
Instrument	74144

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON MA
Property Address	20 GIBSON ST, BURLINGTON, MA 01803-1050
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69169-154
Date	Apr 21, 2017
Book Page	69169/154
Instrument	57953

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Middlesex County and Burlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Burlington Town
Unified School District	Burlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,691.00 (+6.14%)	$770,000 (+5.77%) Land $447,100 Building $322,900	$743,037 (-3.27%)
2025	$6,304.00 (+4.42%)	$728,000 (+7.8%) Land $413,900 Building $314,100	$768,170 (+9.01%)
2024	$6,037.00 (+4.05%)	$675,300 (+9.41%) Land $392,100 Building $283,200	$704,710
2023	$5,802.00	$617,200 Land $341,700 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURLINGTON WATER DEPT serves 25,864 people · EPA ID MA3048000
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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