East Lyme Town property record for 20 Giants Neck Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 76,211 sqft (1.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,000 (1996) |
| Tax Bill | $7,329.00 (2025) |
| Primary APN | ELYM M:010.3 B:00023 L:00000 |
|---|---|
| Alternative APN |
|
| Lot Area | 76,211 sqft (1.75 acres) |
|---|---|
| Total Buildings | 2 Total Buildings |
| Deck Area | Deck Area |
| Account Number | 1010 |
|---|---|
| Street Address | 20 GIANTS NECK RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 23 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 870703 |
Source: East Lyme Town records · APN ELYM M:010.3 B:00023 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 GIANTS NECK RD, NIANTIC, CT 06357-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TOP FLITE FINANCIAL INC |
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit TOP FLITE FINANCIAL |
| Jan 16, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 1996 · Amount on Record |
| Deed Sale | May 30, 1996 · Amount on Record |
| Deed Book / Page | 409 / 38 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW LONDON CT |
| Property Address | 20 GIANTS NECK RD, NIANTIC, CT 06357-1007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002554-149 |
|---|---|
| Date | Dec 05, 2023 |
| Book Page | 2554/149 |
| Instrument | 2023005724 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 06, 2026 |
| Property Address | 20 GIANTS NECK RD, NIANTIC, CT 06357-1007 |
| Document Number | 001133-327 |
| Book / Page | 1133 / 327 |
| Instrument Date | Nov 24, 2023 |
| Instrument | 20261081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 GIANTS NECK RD, NIANTIC, CT 06357-1007 |
| Document Number | 0000001081, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 1133/327 |
| Instrument | 20261081 |
| Name | TOP FLITE FINANCIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 01, 2053 |
| Rate | 7.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jan 16, 2018 |
| Property Address | 20 GIANTS NECK RD, NIANTIC, CT 06357-1007 |
| Document Number | 991-686 |
| Book / Page | 000991 / 000686 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 GIANTS NECK RD NIANTIC CT 063571007, NIANTIC, CT 06357-1007 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,329.00 | $261,660 (-) Land $71,960 Building $189,700 | $183,162 Land $50,372 Building $132,790 |
| 2024 | $7,329.00 (+12.58%) | ||
| 2023 | $6,510.00 (+4.36%) | $261,660 (-) Land $71,960 Building $189,700 | |
| 2022 | $6,238.00 | $261,660 Land $71,960 Building $189,700 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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