20 Gesner Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 20 Gesner Rd, Orleans, MA 02653

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,504 sqft · built 1997
Lot Size1.08 acres (47,045 sqft)
Owner2 Trust Names on File
Tax Bill$7,467 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Jun 2021 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNORLE M:042.0 B:0054 L:0000.0

Property Details

APN / Parcel Number

Primary APNORLE M:042.0 B:0054 L:0000.0
Alternative APN
  • 3466

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,504 sqft Living Area
Gross Area4,915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,045 sqft (1.08 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3466
Street Address20 GESNER RD
CityORLEANS
StateMA
Zip02653-3600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block54
JurisdictionORLEANS MA
Township / Civil DivisionORLEANS
Census Block Group3
Census Block3010
Census Tract10500

Owner

20 Gesner Rd is held in a trust since December 2017.

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 1082, ORLEANS, MA 02653-1082
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2025Deed of Trust, Mortgage · Line of Credit
CAPE COD FIVE CENTS SAVINGS BANK
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK
Apr 3, 2020Deed of Trust, Mortgage · Line of Credit
CAPE COD FIVE CENTS SAVINGS BANK
Dec 28, 2017Quit Claim Deed, Transfer
Quitclaim
Dec 28, 2017Quit Claim Deed, Transfer
Quitclaim
Dec 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2017
Deed SaleDec 28, 2017
Prior SaleDec 31, 2013
Deed Document Number201766190
Deed Book / Page30992 / 112
Transfer Doc30992-115
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORLEANS MA
Property Address20 GESNER RD, ORLEANS, MA 02653-3600
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00036987-3
DateMay 21, 2025
Book Page36987/3
Instrument20037
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 1, 2055

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORLEANS MA
Property Address20 GESNER RD, ORLEANS, MA 02653-3600
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34166-310
DateJun 1, 2021
Book Page34166/310
Instrument37035
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORLEANS MA
Property Address20 GESNER RD, ORLEANS, MA 02653-3600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32805-234
DateApr 3, 2020
Book Page32805/234
Instrument16454
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORLEANS MA
Recording DateDec 28, 2017
Property Address20 GESNER RD, ORLEANS, MA 02653-3600
Document Number30992-115
Book / Page030992 / 000115
Instrument DateDec 19, 2017
Instrument66191
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10 GESNER RD ORLEANS MA 02653, ORLEANS, MA 02653

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORLEANS MA
Recording DateDec 28, 2017
Property Address20 GESNER RD, ORLEANS, MA 02653-3600
Document Number30992-112
Book / Page030992 / 000112
Instrument DateDec 19, 2017
Instrument66190
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10 GESNER RD ORLEANS MA 02653, ORLEANS, MA 02653

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORLEANS MA
Recording DateDec 28, 2017
Property Address20 GESNER RD, ORLEANS, MA 02653-3600
Document Number30992-118
Book / Page030992 / 000118
Instrument DateDec 19, 2017
Instrument66192
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10 GESNER RD ORLEANS MA 02653, ORLEANS, MA 02653

Tax Assessment & Valuation

The 2025 property tax bill for 20 Gesner Rd was $7,467, up 9.1% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionOrleans Town
Secondary School DistrictNauset School District (06 - 12)
Elementary School DistrictOrleans School District (KG - 05)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,467.00 (+9.06%)$1,196,600 (+12.02%) Land $369,200 Building $827,400$1,606,545
2024$6,847.00$1,068,200 Land $361,900 Building $706,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Gesner Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims9 (1990–2017)
Claims Outside the SFHA7 of 9
Most Recent ClaimAug 2017 · rainfall accumulation
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Gesner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLEANS WATER DEPARTMENT
serves 17,460 people · EPA ID MA4224000
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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