Newton County property record for 20 Geranium Ln, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,865 sqft · built 2023 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $419,993 (Sep 2024) |
| Tax Bill | $4,031 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014C-00000-237-000 |
| Primary APN | 0014C-00000-237-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,865 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 30 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 47632 |
|---|---|
| Street Address | 20 GERANIUM LN |
| City | COVINGTON |
| State | GA |
| Zip | 30016-9104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 274 WESTMINSTER PH5 |
| Legal Subdivision | WESTMINSTER |
| Legal Phase | 5 |
| Legal Lot Number | 274 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 100902 |
Source: Newton County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 GERANIUM LN, COVINGTON, GA 30016-9104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Deed Book / Page | 4651 / 187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 2, 2026 |
| Property Address | 20 GERANIUM LN, COVINGTON, GA 30016-9104 |
| Document Number | 4862000524 |
| Book / Page | 4862 / 524 |
| Instrument Date | Aug 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 GERANIUM LN, COVINGTON, GA 30016-9104 |
| Document Number | 4862000524, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 4862/524 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Aug 1, 2049 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 3, 2024 |
| Property Address | 20 GERANIUM LN, COVINGTON, GA 30016-9104 |
| Document Number | 0046510187 |
| Book / Page | 4651 / 187 |
| Instrument Date | Aug 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | GA |
| Document Number | 2024009161 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 2024009161 |
| Name | CANOPY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jan 1, 2049 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,031.00 Homeowner's exemption | $164,000 Land $24,000 Building $140,000 | $410,000 Land $60,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
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